|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
SINGING RIVER FEDERAL CU
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
SINGING RIVER FEDERAL CU |
| Address | P O BOX 8685
MOSS POINT, MS 39562 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 98 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,628,000 |
| Average Mortgage Loan Amount Applied For | $111,000 |
| Highest Mortgage Loan Amount Applied For | $372,000 |
| Average Applicant Income | $66,750 |
| Highest Applicant Income | $214,000 |
|
|
|
| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
63 | $6,044,000 |
$95,000 | $372,000 |
$61,000 | $195,000 |
| Refinancing |
43 | $4,354,000 |
$101,000 | $236,000 |
$69,000 | $214,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
9 | $977,000 |
$108,000 | $242,000 |
$66,000 | $100,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
1 | $64,000 |
$64,000 | $64,000 |
$61,000 | $61,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
96 | $9,357,000 |
$97,000 | $372,000 |
$64,000 | $214,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
106 | $10,398,000 |
$98,000 | $372,000 |
$64,000 | $214,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
5 | $441,000 |
$88,000 | $180,000 |
$63,000 | $81,000 |
| Application Denied By Financial Institution |
16 | $1,247,000 |
$77,000 | $180,000 |
$49,000 | $80,000 |
| Application Withdrawn By Applicant |
2 | $329,000 |
$164,000 | $207,000 |
$97,000 | $150,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
83 | $8,381,000 |
$100,000 | $372,000 |
$67,000 | $214,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
12 | $858,000 |
$71,000 | $123,000 |
$51,000 | $80,000 |
| Debt-To-Income Ratio |
1 | $180,000 |
$180,000 | $180,000 |
$44,000 | $44,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $90,000 |
$90,000 | $90,000 |
$30,000 | $30,000 |
| Unverifiable Information |
2 | $119,000 |
$59,000 | $64,000 |
$48,000 | $61,000 |
|
Mortgage Loan App Totals for SINGING RIVER FEDERAL CU by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
