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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SIOUXLAND FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
SIOUXLAND FEDERAL CREDIT UNION |
| Address | 3000 PLAZA DRIVE
SOUTH SIOUX CITY, NE 68776 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 297 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $15,882,000 |
| Average Mortgage Loan Amount Applied For | $88,812 |
| Highest Mortgage Loan Amount Applied For | $610,000 |
| Average Applicant Income | $88,562 |
| Highest Applicant Income | $546,000 |
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| Home Improvement |
42 | $823,000 |
$19,000 | $160,000 |
$59,000 | $152,000 |
| Home Purchase |
91 | $6,933,000 |
$76,000 | $610,000 |
$102,000 | $546,000 |
| Refinancing |
165 | $8,240,000 |
$49,000 | $280,000 |
$64,000 | $300,000 |
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| American Indian or Alaskan Native |
1 | $16,000 |
$16,000 | $16,000 |
$61,000 | $61,000 |
| Asian |
9 | $223,000 |
$24,000 | $56,000 |
$48,000 | $73,000 |
| Black or African American |
1 | $24,000 |
$24,000 | $24,000 |
$8,000 | $8,000 |
| Hispanic |
33 | $1,655,000 |
$50,000 | $214,000 |
$42,000 | $176,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
6 | $421,000 |
$70,000 | $240,000 |
$80,000 | $176,000 |
| White |
248 | $13,657,000 |
$55,000 | $610,000 |
$80,000 | $546,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
287 | $14,687,000 |
$51,000 | $610,000 |
$75,000 | $546,000 |
| FHA-insured (Federal Housing Administration) |
5 | $432,000 |
$86,000 | $152,000 |
$45,000 | $89,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
6 | $877,000 |
$146,000 | $214,000 |
$72,000 | $110,000 |
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| Application Approved But Not Accepted |
2 | $92,000 |
$46,000 | $87,000 |
$79,000 | $141,000 |
| Application Denied By Financial Institution |
42 | $2,858,000 |
$68,000 | $240,000 |
$45,000 | $176,000 |
| Application Withdrawn By Applicant |
45 | $3,323,000 |
$73,000 | $280,000 |
$62,000 | $286,000 |
| File Closed For Incompleteness |
2 | $58,000 |
$29,000 | $30,000 |
$120,000 | $240,000 |
| Loan Originated |
206 | $9,551,000 |
$46,000 | $610,000 |
$83,000 | $546,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $114,000 |
$114,000 | $114,000 |
$48,000 | $48,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
6 | $283,000 |
$47,000 | $87,000 |
$31,000 | $55,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
26 | $2,036,000 |
$78,000 | $240,000 |
$51,000 | $176,000 |
| Debt-To-Income Ratio |
5 | $118,000 |
$23,000 | $65,000 |
$25,000 | $45,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $266,000 |
$133,000 | $150,000 |
$70,000 | $100,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SIOUXLAND FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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