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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SIOUXLAND NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SIOUXLAND NATIONAL BANK |
| Address | PO BOX 987
SOUTH SIOUX CITY, NE 68776 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 65 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,383,000 |
| Average Mortgage Loan Amount Applied For | $61,125 |
| Highest Mortgage Loan Amount Applied For | $267,000 |
| Average Applicant Income | $53,750 |
| Highest Applicant Income | $205,000 |
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| Home Improvement |
14 | $229,000 |
$16,000 | $70,000 |
$42,500 | $156,000 |
| Home Purchase |
14 | $1,110,000 |
$132,333 | $267,000 |
$78,333 | $128,000 |
| Refinancing |
37 | $2,044,000 |
$55,000 | $174,000 |
$43,000 | $205,000 |
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| American Indian or Alaskan Native |
1 | $4,000 |
$4,000 | $4,000 |
$24,000 | $24,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $72,000 |
$72,000 | $72,000 |
$14,000 | $14,000 |
| Hispanic |
1 | $18,000 |
$18,000 | $18,000 |
$28,000 | $28,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
13 | $1,079,000 |
$83,000 | $166,000 |
$25,000 | $163,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
49 | $2,210,000 |
$115,000 | $267,000 |
$71,666 | $205,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
65 | $3,383,000 |
$107,000 | $267,000 |
$54,250 | $205,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $350,000 |
$70,500 | $155,000 |
$31,500 | $84,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
60 | $3,033,000 |
$116,000 | $267,000 |
$72,666 | $205,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $92,000 |
$92,000 | $92,000 |
$68,000 | $68,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $31,000 |
$15,000 | $30,000 |
$23,000 | $27,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $72,000 |
$72,000 | $72,000 |
$14,000 | $14,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $155,000 |
$155,000 | $155,000 |
$84,000 | $84,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SIOUXLAND NATIONAL BANK by:
Metropolitan Area And
County
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