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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SKAGIT STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SKAGIT STATE BANK |
| Address | 301 E. FAIRHAVEN AVE
BURLINGTON, WA 98233 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 128 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,469,000 |
| Average Mortgage Loan Amount Applied For | $141,200 |
| Highest Mortgage Loan Amount Applied For | $810,000 |
| Average Applicant Income | $70,800 |
| Highest Applicant Income | $828,000 |
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| Home Improvement |
59 | $2,077,000 |
$35,000 | $165,000 |
$77,000 | $828,000 |
| Home Purchase |
29 | $5,355,000 |
$184,000 | $810,000 |
$74,000 | $487,000 |
| Refinancing |
41 | $4,287,000 |
$104,000 | $619,000 |
$94,000 | $613,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $55,000 |
$27,000 | $40,000 |
$66,000 | $91,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
4 | $66,000 |
$16,000 | $30,000 |
$29,000 | $39,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $1,677,000 |
$186,000 | $400,000 |
$0 | $0 |
| Not Provided |
2 | $212,000 |
$106,000 | $200,000 |
$144,000 | $267,000 |
| White |
112 | $9,709,000 |
$86,000 | $810,000 |
$89,000 | $828,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
129 | $11,719,000 |
$90,000 | $810,000 |
$82,000 | $828,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $525,000 |
$175,000 | $450,000 |
$253,000 | $613,000 |
| Application Denied By Financial Institution |
30 | $1,341,000 |
$44,000 | $180,000 |
$43,000 | $112,000 |
| Application Withdrawn By Applicant |
5 | $947,000 |
$189,000 | $400,000 |
$79,000 | $150,000 |
| File Closed For Incompleteness |
1 | $20,000 |
$20,000 | $20,000 |
$52,000 | $52,000 |
| Loan Originated |
90 | $8,886,000 |
$98,000 | $810,000 |
$89,000 | $828,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SKAGIT STATE BANK by:
Metropolitan Area And
County
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