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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SLEEPY HOLLOW BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SLEEPY HOLLOW BANK |
| Address | 49 BEEKMAN AVE
SLEEPY HOLLOW, NY 10591 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 102 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $43,473,000 |
| Average Mortgage Loan Amount Applied For | $390,923 |
| Highest Mortgage Loan Amount Applied For | $1,688,000 |
| Average Applicant Income | $312,538 |
| Highest Applicant Income | $2,600,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
56 | $21,991,000 |
$392,000 | $1,125,000 |
$119,000 | $530,000 |
| Refinancing |
46 | $21,482,000 |
$467,000 | $1,688,000 |
$234,000 | $2,600,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $1,228,000 |
$307,000 | $400,000 |
$165,000 | $242,000 |
| Black or African American |
5 | $2,159,000 |
$431,000 | $600,000 |
$187,000 | $310,000 |
| Hispanic |
5 | $1,263,000 |
$252,000 | $490,000 |
$117,000 | $266,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
14 | $9,892,000 |
$706,000 | $1,688,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
74 | $28,931,000 |
$390,000 | $1,590,000 |
$206,000 | $2,600,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
102 | $43,473,000 |
$426,000 | $1,688,000 |
$171,000 | $2,600,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $675,000 |
$225,000 | $275,000 |
$196,000 | $242,000 |
| Application Denied By Financial Institution |
11 | $5,316,000 |
$483,000 | $1,688,000 |
$118,000 | $310,000 |
| Application Withdrawn By Applicant |
13 | $4,456,000 |
$342,000 | $504,000 |
$159,000 | $414,000 |
| File Closed For Incompleteness |
1 | $1,300,000 |
$1,300,000 | $1,300,000 |
$2,424,000 | $2,424,000 |
| Loan Originated |
74 | $31,726,000 |
$428,000 | $1,590,000 |
$149,000 | $2,600,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
6 | $2,413,000 |
$402,000 | $590,000 |
$169,000 | $310,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $222,000 |
$222,000 | $222,000 |
$87,000 | $87,000 |
| Debt-To-Income Ratio |
1 | $105,000 |
$105,000 | $105,000 |
$60,000 | $60,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $588,000 |
$588,000 | $588,000 |
$138,000 | $138,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $300,000 |
$300,000 | $300,000 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SLEEPY HOLLOW BANK by:
Metropolitan Area And
County
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