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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SLOCOMB NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SLOCOMB NATIONAL BANK |
| Address | P O BOX 640
SLOCOMB, AL 36375 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 47 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,505,000 |
| Average Mortgage Loan Amount Applied For | $97,285 |
| Highest Mortgage Loan Amount Applied For | $899,000 |
| Average Applicant Income | $86,714 |
| Highest Applicant Income | $340,000 |
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| Home Improvement |
2 | $68,000 |
$34,000 | $47,000 |
$36,000 | $43,000 |
| Home Purchase |
12 | $953,000 |
$79,000 | $227,000 |
$83,000 | $340,000 |
| Refinancing |
33 | $2,484,000 |
$75,000 | $899,000 |
$25,000 | $197,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $189,000 |
$189,000 | $189,000 |
$283,000 | $283,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
24 | $1,438,000 |
$59,000 | $227,000 |
$21,000 | $340,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
22 | $1,878,000 |
$85,000 | $899,000 |
$51,000 | $197,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
46 | $2,606,000 |
$56,000 | $227,000 |
$40,000 | $340,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $899,000 |
$899,000 | $899,000 |
$56,000 | $56,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $195,000 |
$39,000 | $60,000 |
$20,000 | $30,000 |
| Application Withdrawn By Applicant |
2 | $104,000 |
$52,000 | $83,000 |
$37,000 | $38,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
40 | $3,206,000 |
$80,000 | $899,000 |
$43,000 | $340,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $135,000 |
$33,000 | $60,000 |
$20,000 | $30,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $60,000 |
$60,000 | $60,000 |
$17,000 | $17,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SLOCOMB NATIONAL BANK by:
Metropolitan Area And
County
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