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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SMC CAPITAL
Mortgage Loans and Application Details
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| Mortgage Company Name |
SMC CAPITAL |
| Address | 3465 BOX HILL CORPORATE CENTER DR STE H
ABINGDON, MD 21009 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2004 |
| All Data Years | 2004 |
| Total Number of Mortgage Loan Applications Processed | 468 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $50,514,000 |
| Average Mortgage Loan Amount Applied For | $110,602 |
| Highest Mortgage Loan Amount Applied For | $283,000 |
| Average Applicant Income | $44,392 |
| Highest Applicant Income | $296,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
344 | $36,094,000 |
$111,057 | $275,000 |
$48,057 | $172,000 |
| Refinancing |
125 | $14,575,000 |
$119,360 | $283,000 |
$38,320 | $296,000 |
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| American Indian or Alaskan Native |
1 | $155,000 |
$155,000 | $155,000 |
$172,000 | $172,000 |
| Asian |
5 | $675,000 |
$126,750 | $177,000 |
$37,500 | $87,000 |
| Black or African American |
78 | $8,371,000 |
$111,235 | $236,000 |
$46,529 | $149,000 |
| Hispanic |
27 | $3,874,000 |
$136,470 | $283,000 |
$35,882 | $89,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $423,000 |
$141,000 | $172,000 |
$35,000 | $51,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
65 | $7,648,000 |
$113,571 | $255,000 |
$47,666 | $125,000 |
| White |
290 | $29,523,000 |
$113,931 | $275,000 |
$45,310 | $296,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
19 | $2,233,000 |
$119,166 | $223,000 |
$31,166 | $81,000 |
| FHA-insured (Federal Housing Administration) |
449 | $48,317,000 |
$114,694 | $283,000 |
$46,194 | $296,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $119,000 |
$119,000 | $119,000 |
$28,000 | $28,000 |
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| Application Approved But Not Accepted |
12 | $1,608,000 |
$137,600 | $181,000 |
$43,600 | $104,000 |
| Application Denied By Financial Institution |
67 | $7,868,000 |
$113,652 | $245,000 |
$36,739 | $81,000 |
| Application Withdrawn By Applicant |
21 | $2,349,000 |
$110,076 | $227,000 |
$39,384 | $68,000 |
| File Closed For Incompleteness |
3 | $417,000 |
$139,000 | $242,000 |
$48,666 | $62,000 |
| Loan Originated |
366 | $38,427,000 |
$112,235 | $283,000 |
$48,852 | $296,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $165,000 |
$165,000 | $165,000 |
$40,000 | $40,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SMC CAPITAL by:
Metropolitan Area And
County
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