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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SOBIESKI BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SOBIESKI BANK |
| Address | 2930 W. CLEVELAND RD.
SOUTH BEND, IN 46628 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 269 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $22,792,000 |
| Average Mortgage Loan Amount Applied For | $84,000 |
| Highest Mortgage Loan Amount Applied For | $315,000 |
| Average Applicant Income | $35,000 |
| Highest Applicant Income | $257,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
32 | $2,698,000 |
$84,000 | $177,000 |
$28,000 | $180,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
237 | $20,094,000 |
$84,000 | $315,000 |
$38,000 | $257,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
1 | $43,000 |
$43,000 | $43,000 |
$29,000 | $29,000 |
| Black |
6 | $410,000 |
$68,000 | $94,000 |
$26,000 | $39,000 |
| Hispanic |
18 | $1,135,000 |
$63,000 | $123,000 |
$32,000 | $123,000 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
244 | $21,204,000 |
$86,000 | $315,000 |
$42,000 | $257,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
269 | $22,792,000 |
$84,000 | $315,000 |
$35,000 | $257,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
18 | $1,810,000 |
$100,000 | $220,000 |
$32,000 | $141,000 |
| Application Denied By Financial Institution |
11 | $858,000 |
$78,000 | $235,000 |
$21,000 | $79,000 |
| Application Withdrawn By Applicant |
18 | $1,489,000 |
$82,000 | $220,000 |
$43,000 | $141,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
222 | $18,635,000 |
$83,000 | $315,000 |
$41,000 | $257,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $682,000 |
$85,000 | $235,000 |
$28,000 | $79,000 |
| Debt-To-Income Ratio |
2 | $138,000 |
$69,000 | $72,000 |
$21,000 | $24,000 |
| Employment History |
1 | $38,000 |
$38,000 | $38,000 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SOBIESKI BANK by:
Metropolitan Area And
County
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