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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SOLIDARITY COMMUNITY FEDERAL C
Mortgage Loans and Application Details
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| Mortgage Company Name |
SOLIDARITY COMMUNITY FEDERAL C |
| Address | 201 SOUTHWAY BLVD EAST
KOKOMO, IN 46902 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 263 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $19,626,000 |
| Average Mortgage Loan Amount Applied For | $85,187 |
| Highest Mortgage Loan Amount Applied For | $275,000 |
| Average Applicant Income | $63,312 |
| Highest Applicant Income | $143,000 |
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| Home Improvement |
53 | $761,000 |
$14,000 | $60,000 |
$48,000 | $120,000 |
| Home Purchase |
192 | $16,621,000 |
$86,000 | $350,000 |
$50,000 | $143,000 |
| Refinancing |
92 | $9,193,000 |
$99,000 | $236,000 |
$61,000 | $143,000 |
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| American Indian or Alaskan Native |
2 | $138,000 |
$69,000 | $85,000 |
$48,000 | $66,000 |
| Asian |
1 | $200,000 |
$200,000 | $200,000 |
$64,000 | $64,000 |
| Black or African American |
23 | $2,021,000 |
$87,000 | $225,000 |
$59,000 | $143,000 |
| Hispanic |
5 | $381,000 |
$76,000 | $138,000 |
$29,000 | $41,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $60,000 |
$60,000 | $60,000 |
$120,000 | $120,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $18,000 |
$9,000 | $15,000 |
$23,000 | $29,000 |
| White |
303 | $23,757,000 |
$78,000 | $350,000 |
$53,000 | $143,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
337 | $26,575,000 |
$78,000 | $350,000 |
$53,000 | $143,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $111,000 |
$111,000 | $111,000 |
$65,000 | $65,000 |
| Application Denied By Financial Institution |
12 | $752,000 |
$62,000 | $150,000 |
$32,000 | $64,000 |
| Application Withdrawn By Applicant |
35 | $2,539,000 |
$72,000 | $156,000 |
$53,000 | $116,000 |
| File Closed For Incompleteness |
90 | $8,335,000 |
$92,000 | $350,000 |
$45,000 | $143,000 |
| Loan Originated |
190 | $13,678,000 |
$71,000 | $275,000 |
$58,000 | $143,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
9 | $1,160,000 |
$128,000 | $200,000 |
$49,000 | $108,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $144,000 |
$72,000 | $81,000 |
$23,000 | $35,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $107,000 |
$26,000 | $45,000 |
$26,000 | $33,000 |
| Debt-To-Income Ratio |
5 | $486,000 |
$97,000 | $150,000 |
$43,000 | $64,000 |
| Employment History |
1 | $15,000 |
$15,000 | $15,000 |
$18,000 | $18,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SOLIDARITY COMMUNITY FEDERAL C by:
Metropolitan Area And
County
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