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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SOONER STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SOONER STATE BANK |
| Address | 10301 N. MAY
OKLAHOMA CITY, OK 73120 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 126 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,202,000 |
| Average Mortgage Loan Amount Applied For | $98,500 |
| Highest Mortgage Loan Amount Applied For | $2,223,000 |
| Average Applicant Income | $143,083 |
| Highest Applicant Income | $846,000 |
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| Home Improvement |
34 | $630,000 |
$18,000 | $75,000 |
$55,000 | $144,000 |
| Home Purchase |
53 | $6,240,000 |
$117,000 | $2,223,000 |
$122,000 | $660,000 |
| Refinancing |
39 | $6,332,000 |
$162,000 | $1,858,000 |
$78,000 | $846,000 |
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| American Indian or Alaskan Native |
3 | $263,000 |
$87,000 | $241,000 |
$76,000 | $111,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
5 | $106,000 |
$21,000 | $33,000 |
$69,000 | $82,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
31 | $7,647,000 |
$246,000 | $2,223,000 |
$21,000 | $660,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
87 | $5,186,000 |
$59,000 | $997,000 |
$117,000 | $846,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
126 | $13,202,000 |
$104,000 | $2,223,000 |
$90,000 | $846,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $2,000 |
$2,000 | $2,000 |
$17,000 | $17,000 |
| Application Withdrawn By Applicant |
1 | $55,000 |
$55,000 | $55,000 |
$143,000 | $143,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
124 | $13,145,000 |
$106,000 | $2,223,000 |
$90,000 | $846,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $2,000 |
$2,000 | $2,000 |
$17,000 | $17,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SOONER STATE BANK by:
Metropolitan Area And
County
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