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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SOOPER CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
SOOPER CREDIT UNION |
| Address | 5590 WEST EVANS AVENUE
DENVER, CO 80227 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 477 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,993,000 |
| Average Mortgage Loan Amount Applied For | $55,846 |
| Highest Mortgage Loan Amount Applied For | $349,000 |
| Average Applicant Income | $69,153 |
| Highest Applicant Income | $620,000 |
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| Home Improvement |
444 | $14,693,000 |
$33,000 | $200,000 |
$64,000 | $620,000 |
| Home Purchase |
9 | $1,854,000 |
$206,000 | $328,000 |
$80,000 | $117,000 |
| Refinancing |
26 | $4,511,000 |
$173,000 | $349,000 |
$56,000 | $125,000 |
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| American Indian or Alaskan Native |
1 | $25,000 |
$25,000 | $25,000 |
$22,000 | $22,000 |
| Asian |
2 | $62,000 |
$31,000 | $50,000 |
$41,000 | $46,000 |
| Black or African American |
9 | $676,000 |
$75,000 | $256,000 |
$82,000 | $235,000 |
| Hispanic |
89 | $3,106,000 |
$34,000 | $239,000 |
$54,000 | $216,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $31,000 |
$15,000 | $19,000 |
$52,000 | $59,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
14 | $479,000 |
$34,000 | $100,000 |
$49,000 | $91,000 |
| White |
362 | $16,679,000 |
$46,000 | $349,000 |
$66,000 | $620,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
479 | $21,058,000 |
$43,000 | $349,000 |
$64,000 | $620,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
107 | $3,724,000 |
$34,000 | $195,000 |
$53,000 | $159,000 |
| Application Withdrawn By Applicant |
86 | $3,078,000 |
$35,000 | $200,000 |
$66,000 | $264,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
286 | $14,256,000 |
$49,000 | $349,000 |
$67,000 | $620,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
30 | $1,117,000 |
$37,000 | $180,000 |
$68,000 | $149,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
34 | $809,000 |
$23,000 | $60,000 |
$48,000 | $159,000 |
| Debt-To-Income Ratio |
31 | $1,125,000 |
$36,000 | $175,000 |
$44,000 | $104,000 |
| Employment History |
3 | $400,000 |
$133,000 | $195,000 |
$70,000 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SOOPER CREDIT UNION by:
Metropolitan Area And
County
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