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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SOUTH FLORIDA EDUCATIONAL FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
SOUTH FLORIDA EDUCATIONAL FCU |
| Address | 7800 SW 117 AVENUE
MIAMI, FL 33183 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 115 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,340,000 |
| Average Mortgage Loan Amount Applied For | $129,750 |
| Highest Mortgage Loan Amount Applied For | $480,000 |
| Average Applicant Income | $63,750 |
| Highest Applicant Income | $297,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
30 | $5,468,000 |
$182,000 | $480,000 |
$59,000 | $162,000 |
| Refinancing |
85 | $7,872,000 |
$92,000 | $242,000 |
$60,000 | $297,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
49 | $5,250,000 |
$107,000 | $480,000 |
$58,000 | $187,000 |
| Hispanic |
40 | $5,489,000 |
$137,000 | $309,000 |
$56,000 | $297,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $75,000 |
$75,000 | $75,000 |
$31,000 | $31,000 |
| White |
25 | $2,526,000 |
$101,000 | $242,000 |
$71,000 | $129,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
115 | $13,340,000 |
$116,000 | $480,000 |
$60,000 | $297,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $1,017,000 |
$339,000 | $480,000 |
$86,000 | $162,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
112 | $12,323,000 |
$110,000 | $309,000 |
$59,000 | $297,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $537,000 |
$268,000 | $270,000 |
$49,000 | $50,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $480,000 |
$480,000 | $480,000 |
$162,000 | $162,000 |
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Mortgage Loan App Totals for SOUTH FLORIDA EDUCATIONAL FCU by:
Metropolitan Area And
County
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