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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SOUTH LAFOURCHE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SOUTH LAFOURCHE BANK |
| Address | PO BOX 489, 13226 WEST MAIN
LAROSE, LA 70373 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 417 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $33,035,000 |
| Average Mortgage Loan Amount Applied For | $179,666 |
| Highest Mortgage Loan Amount Applied For | $2,735,000 |
| Average Applicant Income | $45,500 |
| Highest Applicant Income | $222,000 |
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| Home Improvement |
38 | $2,005,000 |
$52,000 | $187,000 |
$65,000 | $175,000 |
| Home Purchase |
118 | $10,204,000 |
$86,000 | $476,000 |
$60,000 | $222,000 |
| Refinancing |
261 | $20,826,000 |
$79,000 | $2,735,000 |
$53,000 | $200,000 |
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| American Indian or Alaskan Native |
14 | $491,000 |
$35,000 | $91,000 |
$57,000 | $139,000 |
| Asian |
6 | $430,000 |
$71,000 | $150,000 |
$72,000 | $126,000 |
| Black or African American |
5 | $177,000 |
$35,000 | $80,000 |
$45,000 | $82,000 |
| Hispanic |
2 | $101,000 |
$50,000 | $64,000 |
$51,000 | $79,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
31 | $9,948,000 |
$320,000 | $2,735,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
359 | $21,888,000 |
$60,000 | $454,000 |
$61,000 | $222,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
417 | $33,035,000 |
$79,000 | $2,735,000 |
$56,000 | $222,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
14 | $857,000 |
$61,000 | $127,000 |
$68,000 | $104,000 |
| Application Denied By Financial Institution |
23 | $1,420,000 |
$61,000 | $140,000 |
$53,000 | $83,000 |
| Application Withdrawn By Applicant |
7 | $357,000 |
$51,000 | $80,000 |
$52,000 | $72,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
373 | $30,401,000 |
$81,000 | $2,735,000 |
$56,000 | $222,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $470,000 |
$58,000 | $81,000 |
$58,000 | $83,000 |
| Debt-To-Income Ratio |
1 | $71,000 |
$71,000 | $71,000 |
$29,000 | $29,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $100,000 |
$100,000 | $100,000 |
$60,000 | $60,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SOUTH LAFOURCHE BANK by:
Metropolitan Area And
County
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