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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SOUTH LOUISIANA BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SOUTH LOUISIANA BANK |
| Address | PO BOX 1718
HOUMA, LA 70361 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 297 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $27,489,000 |
| Average Mortgage Loan Amount Applied For | $88,000 |
| Highest Mortgage Loan Amount Applied For | $967,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $1,200,000 |
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| Home Improvement |
90 | $2,595,000 |
$28,000 | $252,000 |
$66,000 | $1,200,000 |
| Home Purchase |
138 | $18,282,000 |
$132,000 | $645,000 |
$91,000 | $917,000 |
| Refinancing |
97 | $11,380,000 |
$117,000 | $967,000 |
$86,000 | $747,000 |
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| American Indian or Alaskan Native |
5 | $85,000 |
$17,000 | $35,000 |
$45,000 | $88,000 |
| Asian |
1 | $3,000 |
$3,000 | $3,000 |
$0 | $0 |
| Black or African American |
16 | $538,000 |
$33,000 | $100,000 |
$43,000 | $105,000 |
| Hispanic |
8 | $953,000 |
$119,000 | $252,000 |
$228,000 | $1,200,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
19 | $2,238,000 |
$117,000 | $400,000 |
$1,000 | $36,000 |
| Not Provided |
1 | $4,000 |
$4,000 | $4,000 |
$89,000 | $89,000 |
| White |
275 | $28,436,000 |
$103,000 | $967,000 |
$87,000 | $917,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
325 | $32,257,000 |
$99,000 | $967,000 |
$83,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
11 | $803,000 |
$73,000 | $186,000 |
$59,000 | $97,000 |
| Application Denied By Financial Institution |
36 | $2,515,000 |
$69,000 | $576,000 |
$59,000 | $540,000 |
| Application Withdrawn By Applicant |
13 | $1,660,000 |
$127,000 | $242,000 |
$69,000 | $150,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
265 | $27,279,000 |
$102,000 | $967,000 |
$88,000 | $1,200,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SOUTH LOUISIANA BANK by:
Metropolitan Area And
County
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