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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SOUTH SIDE TRUST & SAVINGS BAN
Mortgage Loans and Application Details
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| Mortgage Company Name |
SOUTH SIDE TRUST & SAVINGS BAN |
| Address | 2119 S.W. ADAMS
PEORIA, IL 61602 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 507 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $47,965,000 |
| Average Mortgage Loan Amount Applied For | $123,687 |
| Highest Mortgage Loan Amount Applied For | $948,000 |
| Average Applicant Income | $99,625 |
| Highest Applicant Income | $881,000 |
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| Home Improvement |
69 | $2,924,000 |
$42,000 | $450,000 |
$102,000 | $875,000 |
| Home Purchase |
242 | $29,440,000 |
$121,000 | $948,000 |
$92,000 | $881,000 |
| Refinancing |
196 | $15,601,000 |
$79,000 | $360,000 |
$77,000 | $834,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $70,000 |
$35,000 | $40,000 |
$66,000 | $122,000 |
| Black or African American |
21 | $1,195,000 |
$56,000 | $108,000 |
$57,000 | $174,000 |
| Hispanic |
8 | $299,000 |
$37,000 | $60,000 |
$54,000 | $89,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $85,000 |
$42,000 | $45,000 |
$98,000 | $167,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
35 | $5,138,000 |
$146,000 | $604,000 |
$40,000 | $211,000 |
| White |
439 | $41,178,000 |
$93,000 | $948,000 |
$93,000 | $881,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
507 | $47,965,000 |
$94,000 | $948,000 |
$88,000 | $881,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
51 | $4,019,000 |
$78,000 | $280,000 |
$51,000 | $158,000 |
| Application Withdrawn By Applicant |
36 | $5,568,000 |
$154,000 | $948,000 |
$123,000 | $881,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
420 | $38,378,000 |
$91,000 | $666,000 |
$89,000 | $875,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
1 | $150,000 |
$150,000 | $150,000 |
$132,000 | $132,000 |
| Credit History |
27 | $1,992,000 |
$73,000 | $280,000 |
$51,000 | $122,000 |
| Debt-To-Income Ratio |
12 | $1,137,000 |
$94,000 | $153,000 |
$41,000 | $69,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $155,000 |
$38,000 | $64,000 |
$31,000 | $50,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $530,000 |
$106,000 | $240,000 |
$86,000 | $158,000 |
| Unverifiable Information |
2 | $55,000 |
$27,000 | $31,000 |
$22,000 | $31,000 |
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Mortgage Loan App Totals for SOUTH SIDE TRUST & SAVINGS BAN by:
Metropolitan Area And
County
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