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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SOUTHCOAST COMMUNITY CU
Mortgage Loans and Application Details
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| Mortgage Company Name |
SOUTHCOAST COMMUNITY CU |
| Address | 2990 LAVA RIDGE COURT STE 190
ROSEVILLE, CA 95661 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2005 |
| All Data Years | 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 11 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,964,000 |
| Average Mortgage Loan Amount Applied For | $417,400 |
| Highest Mortgage Loan Amount Applied For | $880,000 |
| Average Applicant Income | $151,400 |
| Highest Applicant Income | $396,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
5 | $2,238,000 |
$333,000 | $880,000 |
$149,000 | $396,000 |
| Refinancing |
9 | $2,320,000 |
$246,000 | $532,000 |
$62,000 | $95,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $287,000 |
$287,000 | $287,000 |
$47,000 | $47,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
10 | $3,188,000 |
$284,000 | $880,000 |
$110,000 | $365,000 |
| White |
3 | $1,083,000 |
$361,000 | $624,000 |
$166,000 | $396,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
14 | $4,558,000 |
$279,000 | $880,000 |
$106,000 | $396,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $208,000 |
$208,000 | $208,000 |
$45,000 | $45,000 |
| Application Withdrawn By Applicant |
3 | $630,000 |
$218,000 | $287,000 |
$62,000 | $90,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
10 | $3,720,000 |
$270,000 | $880,000 |
$124,000 | $396,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
1 | $208,000 |
$208,000 | $208,000 |
$45,000 | $45,000 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SOUTHCOAST COMMUNITY CU by:
Metropolitan Area And
County
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