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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SOUTHEAST FINANCIAL CREDIT UNI
Mortgage Loans and Application Details
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| Mortgage Company Name |
SOUTHEAST FINANCIAL CREDIT UNI |
| Address | 444 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 174 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,449,000 |
| Average Mortgage Loan Amount Applied For | $85,885 |
| Highest Mortgage Loan Amount Applied For | $354,000 |
| Average Applicant Income | $75,828 |
| Highest Applicant Income | $670,000 |
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| Home Improvement |
43 | $1,244,000 |
$44,500 | $100,000 |
$71,500 | $160,000 |
| Home Purchase |
99 | $12,140,000 |
$138,800 | $343,000 |
$90,800 | $251,000 |
| Refinancing |
68 | $6,152,000 |
$99,600 | $354,000 |
$96,200 | $670,000 |
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| American Indian or Alaskan Native |
1 | $5,000 |
$5,000 | $5,000 |
$38,000 | $38,000 |
| Asian |
1 | $170,000 |
$170,000 | $170,000 |
$60,000 | $60,000 |
| Black or African American |
17 | $1,506,000 |
$92,500 | $252,000 |
$49,500 | $139,000 |
| Hispanic |
51 | $5,603,000 |
$101,000 | $162,000 |
$44,500 | $121,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
45 | $3,376,000 |
$93,600 | $350,000 |
$74,600 | $251,000 |
| White |
95 | $8,876,000 |
$106,500 | $354,000 |
$80,833 | $670,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
210 | $19,536,000 |
$100,625 | $354,000 |
$79,500 | $670,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
52 | $5,185,000 |
$121,500 | $350,000 |
$55,000 | $239,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
158 | $14,351,000 |
$87,333 | $354,000 |
$88,833 | $670,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $28,000 |
$28,000 | $28,000 |
$67,000 | $67,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SOUTHEAST FINANCIAL CREDIT UNI by:
Metropolitan Area And
County
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