|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
SOUTHEASTERN BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
SOUTHEASTERN BANK |
| Address | P.O. BOX 455
DARIEN, GA 31305 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 575 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $24,047,000 |
| Average Mortgage Loan Amount Applied For | $58,130 |
| Highest Mortgage Loan Amount Applied For | $1,465,000 |
| Average Applicant Income | $72,086 |
| Highest Applicant Income | $1,000,000 |
|
|
|
| Home Improvement |
229 | $2,441,000 |
$10,000 | $195,000 |
$35,000 | $250,000 |
| Home Purchase |
135 | $9,641,000 |
$71,000 | $1,250,000 |
$59,000 | $1,000,000 |
| Refinancing |
211 | $11,965,000 |
$56,000 | $1,465,000 |
$61,000 | $926,000 |
|
|
| American Indian or Alaskan Native |
1 | $4,000 |
$4,000 | $4,000 |
$18,000 | $18,000 |
| Asian |
3 | $33,000 |
$11,000 | $25,000 |
$31,000 | $34,000 |
| Black or African American |
102 | $1,382,000 |
$13,000 | $143,000 |
$29,000 | $108,000 |
| Hispanic |
14 | $409,000 |
$29,000 | $141,000 |
$39,000 | $90,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $48,000 |
$48,000 | $48,000 |
$9,000 | $9,000 |
| Not applicable |
8 | $4,329,000 |
$541,000 | $1,465,000 |
$235,000 | $1,000,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
446 | $17,842,000 |
$40,000 | $893,000 |
$52,000 | $926,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
575 | $24,047,000 |
$41,000 | $1,465,000 |
$50,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
7 | $438,000 |
$62,000 | $173,000 |
$37,000 | $75,000 |
| Application Denied By Financial Institution |
103 | $2,315,000 |
$22,000 | $270,000 |
$32,000 | $106,000 |
| Application Withdrawn By Applicant |
36 | $1,167,000 |
$32,000 | $331,000 |
$44,000 | $183,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
429 | $20,127,000 |
$46,000 | $1,465,000 |
$55,000 | $1,000,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for SOUTHEASTERN BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
