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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SOUTHEASTERN F.C.U.
Mortgage Loans and Application Details
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| Mortgage Company Name |
SOUTHEASTERN F.C.U. |
| Address | P.O. BOX 2067
VALDOSTA, GA 31604-2067 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 31 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,888,000 |
| Average Mortgage Loan Amount Applied For | $70,666 |
| Highest Mortgage Loan Amount Applied For | $300,000 |
| Average Applicant Income | $71,166 |
| Highest Applicant Income | $276,000 |
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| Home Improvement |
25 | $786,000 |
$31,000 | $90,000 |
$65,000 | $129,000 |
| Home Purchase |
7 | $1,050,000 |
$150,000 | $300,000 |
$91,000 | $276,000 |
| Refinancing |
3 | $177,000 |
$59,000 | $84,000 |
$45,000 | $62,000 |
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| American Indian or Alaskan Native |
1 | $30,000 |
$30,000 | $30,000 |
$43,000 | $43,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
13 | $397,000 |
$30,000 | $84,000 |
$59,000 | $129,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
21 | $1,586,000 |
$75,000 | $300,000 |
$76,000 | $276,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
34 | $1,998,000 |
$58,000 | $300,000 |
$70,000 | $276,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $15,000 |
$15,000 | $15,000 |
$24,000 | $24,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $75,000 |
$75,000 | $75,000 |
$64,000 | $64,000 |
| Application Withdrawn By Applicant |
1 | $25,000 |
$25,000 | $25,000 |
$79,000 | $79,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
33 | $1,913,000 |
$57,000 | $300,000 |
$69,000 | $276,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $75,000 |
$75,000 | $75,000 |
$64,000 | $64,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SOUTHEASTERN F.C.U. by:
Metropolitan Area And
County
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