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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SOUTHERN LAKES CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
SOUTHERN LAKES CREDIT UNION |
| Address | 3000 80TH ST
KENOSHA, WI 53142 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 104 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,547,000 |
| Average Mortgage Loan Amount Applied For | $24,000 |
| Highest Mortgage Loan Amount Applied For | $390,000 |
| Average Applicant Income | $63,750 |
| Highest Applicant Income | $144,000 |
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| Home Improvement |
103 | $3,157,000 |
$30,000 | $125,000 |
$68,000 | $144,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
1 | $390,000 |
$390,000 | $390,000 |
$43,000 | $43,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $19,000 |
$19,000 | $19,000 |
$76,000 | $76,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $63,000 |
$12,000 | $30,000 |
$63,000 | $84,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
98 | $3,465,000 |
$35,000 | $390,000 |
$68,000 | $144,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
104 | $3,547,000 |
$34,000 | $390,000 |
$68,000 | $144,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $128,000 |
$25,000 | $37,000 |
$49,000 | $85,000 |
| Application Withdrawn By Applicant |
1 | $11,000 |
$11,000 | $11,000 |
$104,000 | $104,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
98 | $3,408,000 |
$34,000 | $390,000 |
$68,000 | $144,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $31,000 |
$31,000 | $31,000 |
$85,000 | $85,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $60,000 |
$20,000 | $25,000 |
$47,000 | $74,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $37,000 |
$37,000 | $37,000 |
$18,000 | $18,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SOUTHERN LAKES CREDIT UNION by:
Metropolitan Area And
County
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