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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SOUTHLAND BANK DBA AMERIS
Mortgage Loans and Application Details
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| Mortgage Company Name |
SOUTHLAND BANK DBA AMERIS |
| Address | 3299 ROSS CLARK CIRCLE, NW
DOTHAN, AL 36303 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 30 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,373,000 |
| Average Mortgage Loan Amount Applied For | $40,000 |
| Highest Mortgage Loan Amount Applied For | $171,000 |
| Average Applicant Income | $270,166 |
| Highest Applicant Income | $2,214,000 |
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| Home Improvement |
4 | $79,000 |
$19,000 | $36,000 |
$81,000 | $205,000 |
| Home Purchase |
8 | $338,000 |
$42,000 | $100,000 |
$88,000 | $208,000 |
| Refinancing |
18 | $956,000 |
$53,000 | $171,000 |
$206,000 | $2,214,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $35,000 |
$11,000 | $13,000 |
$50,000 | $95,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $30,000 |
$30,000 | $30,000 |
$50,000 | $50,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
26 | $1,308,000 |
$50,000 | $171,000 |
$174,000 | $2,214,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
30 | $1,373,000 |
$45,000 | $171,000 |
$158,000 | $2,214,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $55,000 |
$55,000 | $55,000 |
$23,000 | $23,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
29 | $1,318,000 |
$45,000 | $171,000 |
$162,000 | $2,214,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $55,000 |
$55,000 | $55,000 |
$23,000 | $23,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SOUTHLAND BANK DBA AMERIS by:
Metropolitan Area And
County
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