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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SOUTHPORT BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SOUTHPORT BANK |
| Address | 7027 GREEN BAY ROAD
KENOSHA, WI 53142 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,028 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $185,311,000 |
| Average Mortgage Loan Amount Applied For | $209,455 |
| Highest Mortgage Loan Amount Applied For | $2,400,000 |
| Average Applicant Income | $79,382 |
| Highest Applicant Income | $1,369,000 |
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| Home Improvement |
21 | $2,031,000 |
$96,000 | $663,000 |
$54,000 | $157,000 |
| Home Purchase |
424 | $70,283,000 |
$165,000 | $1,120,000 |
$79,000 | $1,369,000 |
| Refinancing |
583 | $112,997,000 |
$193,000 | $2,400,000 |
$71,000 | $515,000 |
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| American Indian or Alaskan Native |
1 | $195,000 |
$195,000 | $195,000 |
$87,000 | $87,000 |
| Asian |
40 | $8,308,000 |
$207,000 | $1,000,000 |
$82,000 | $600,000 |
| Black or African American |
45 | $6,968,000 |
$154,000 | $302,000 |
$43,000 | $131,000 |
| Hispanic |
81 | $14,097,000 |
$174,000 | $755,000 |
$58,000 | $471,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $828,000 |
$276,000 | $469,000 |
$110,000 | $129,000 |
| Not applicable |
28 | $7,749,000 |
$276,000 | $2,400,000 |
$0 | $0 |
| Not Provided |
5 | $597,000 |
$119,000 | $205,000 |
$43,000 | $65,000 |
| White |
825 | $146,569,000 |
$177,000 | $1,900,000 |
$79,000 | $1,369,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,008 | $181,873,000 |
$180,000 | $2,400,000 |
$75,000 | $1,369,000 |
| FHA-insured (Federal Housing Administration) |
20 | $3,438,000 |
$171,000 | $275,000 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
116 | $24,335,000 |
$209,000 | $1,900,000 |
$75,000 | $728,000 |
| Application Denied By Financial Institution |
69 | $11,276,000 |
$163,000 | $663,000 |
$48,000 | $157,000 |
| Application Withdrawn By Applicant |
21 | $3,645,000 |
$173,000 | $480,000 |
$50,000 | $121,000 |
| File Closed For Incompleteness |
7 | $1,259,000 |
$179,000 | $417,000 |
$58,000 | $126,000 |
| Loan Originated |
815 | $144,796,000 |
$177,000 | $2,400,000 |
$76,000 | $1,369,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
10 | $1,111,000 |
$111,000 | $292,000 |
$44,000 | $86,000 |
| Credit Application Incomplete |
1 | $136,000 |
$136,000 | $136,000 |
$111,000 | $111,000 |
| Credit History |
24 | $3,923,000 |
$163,000 | $417,000 |
$49,000 | $120,000 |
| Debt-To-Income Ratio |
26 | $4,024,000 |
$154,000 | $575,000 |
$40,000 | $106,000 |
| Employment History |
1 | $35,000 |
$35,000 | $35,000 |
$84,000 | $84,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $1,566,000 |
$522,000 | $663,000 |
$157,000 | $157,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $481,000 |
$120,000 | $209,000 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SOUTHPORT BANK by:
Metropolitan Area And
County
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