|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
SOUTHSIDE BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
SOUTHSIDE BANK |
| Address | 1201 S BECKHAM
TYLER, TX 75701 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,352 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $154,965,000 |
| Average Mortgage Loan Amount Applied For | $224,577 |
| Highest Mortgage Loan Amount Applied For | $2,700,000 |
| Average Applicant Income | $165,155 |
| Highest Applicant Income | $6,594,000 |
|
|
|
| Home Improvement |
169 | $8,066,000 |
$47,000 | $462,000 |
$89,000 | $1,035,000 |
| Home Purchase |
903 | $116,373,000 |
$128,000 | $2,700,000 |
$115,000 | $6,594,000 |
| Refinancing |
280 | $30,526,000 |
$109,000 | $1,350,000 |
$86,000 | $1,401,000 |
|
|
| American Indian or Alaskan Native |
2 | $332,000 |
$166,000 | $275,000 |
$68,000 | $75,000 |
| Asian |
20 | $2,732,000 |
$136,000 | $350,000 |
$128,000 | $715,000 |
| Black or African American |
69 | $4,816,000 |
$69,000 | $252,000 |
$52,000 | $170,000 |
| Hispanic |
156 | $10,298,000 |
$66,000 | $249,000 |
$44,000 | $180,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $139,000 |
$139,000 | $139,000 |
$63,000 | $63,000 |
| Not applicable |
16 | $3,496,000 |
$218,000 | $624,000 |
$725,000 | $6,000,000 |
| Not Provided |
1 | $269,000 |
$269,000 | $269,000 |
$0 | $0 |
| White |
1,087 | $132,883,000 |
$122,000 | $2,700,000 |
$109,000 | $6,594,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,260 | $144,957,000 |
$115,000 | $2,700,000 |
$110,000 | $6,594,000 |
| FHA-insured (Federal Housing Administration) |
66 | $6,703,000 |
$101,000 | $198,000 |
$49,000 | $123,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
26 | $3,305,000 |
$127,000 | $275,000 |
$62,000 | $142,000 |
|
|
| Application Approved But Not Accepted |
76 | $9,102,000 |
$119,000 | $417,000 |
$82,000 | $660,000 |
| Application Denied By Financial Institution |
87 | $6,376,000 |
$73,000 | $269,000 |
$51,000 | $150,000 |
| Application Withdrawn By Applicant |
83 | $8,268,000 |
$99,000 | $440,000 |
$74,000 | $540,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1,106 | $131,219,000 |
$118,000 | $2,700,000 |
$114,000 | $6,594,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
5 | $242,000 |
$48,000 | $112,000 |
$79,000 | $140,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
60 | $3,669,000 |
$61,000 | $250,000 |
$49,000 | $150,000 |
| Debt-To-Income Ratio |
20 | $2,228,000 |
$111,000 | $269,000 |
$48,000 | $116,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $50,000 |
$50,000 | $50,000 |
$138,000 | $138,000 |
| Unverifiable Information |
1 | $187,000 |
$187,000 | $187,000 |
$0 | $0 |
|
Mortgage Loan App Totals for SOUTHSIDE BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
