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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SOUTHWEST BANK OF ST LOUIS
Mortgage Loans and Application Details
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| Mortgage Company Name |
SOUTHWEST BANK OF ST LOUIS |
| Address | 11548 W THEODORE TRECKER WAY
WEST ALLIS, WI 53214 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 492 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $90,633,000 |
| Average Mortgage Loan Amount Applied For | $247,026 |
| Highest Mortgage Loan Amount Applied For | $1,260,000 |
| Average Applicant Income | $76,263 |
| Highest Applicant Income | $1,252,000 |
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| Home Improvement |
48 | $6,900,000 |
$143,000 | $1,250,000 |
$65,000 | $576,000 |
| Home Purchase |
250 | $49,476,000 |
$197,000 | $1,260,000 |
$75,000 | $1,237,000 |
| Refinancing |
197 | $34,447,000 |
$174,000 | $1,198,000 |
$70,000 | $1,252,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
12 | $2,506,000 |
$208,000 | $500,000 |
$58,000 | $198,000 |
| Black or African American |
24 | $3,777,000 |
$157,000 | $600,000 |
$72,000 | $312,000 |
| Hispanic |
2 | $196,000 |
$98,000 | $100,000 |
$315,000 | $576,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
94 | $22,247,000 |
$236,000 | $1,250,000 |
$9,000 | $705,000 |
| Not Provided |
45 | $8,687,000 |
$193,000 | $1,120,000 |
$43,000 | $180,000 |
| White |
318 | $53,410,000 |
$167,000 | $1,260,000 |
$94,000 | $1,252,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
495 | $90,823,000 |
$183,000 | $1,260,000 |
$72,000 | $1,252,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
26 | $3,444,000 |
$132,000 | $512,000 |
$73,000 | $240,000 |
| Application Denied By Financial Institution |
74 | $9,842,000 |
$133,000 | $1,120,000 |
$47,000 | $235,000 |
| Application Withdrawn By Applicant |
35 | $8,083,000 |
$230,000 | $1,000,000 |
$81,000 | $348,000 |
| File Closed For Incompleteness |
2 | $180,000 |
$90,000 | $120,000 |
$33,000 | $50,000 |
| Loan Originated |
356 | $68,923,000 |
$193,000 | $1,260,000 |
$77,000 | $1,252,000 |
| Loan Purchased By The Institution |
1 | $191,000 |
$191,000 | $191,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $160,000 |
$160,000 | $160,000 |
$39,000 | $39,000 |
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| Collateral |
17 | $2,135,000 |
$125,000 | $264,000 |
$38,000 | $155,000 |
| Credit Application Incomplete |
1 | $6,000 |
$6,000 | $6,000 |
$27,000 | $27,000 |
| Credit History |
29 | $3,254,000 |
$112,000 | $600,000 |
$58,000 | $235,000 |
| Debt-To-Income Ratio |
22 | $4,080,000 |
$185,000 | $1,120,000 |
$41,000 | $172,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $239,000 |
$59,000 | $122,000 |
$64,000 | $93,000 |
| Unverifiable Information |
1 | $173,000 |
$173,000 | $173,000 |
$0 | $0 |
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Mortgage Loan App Totals for SOUTHWEST BANK OF ST LOUIS by:
Metropolitan Area And
County
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