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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SOUTHWEST MISSOURI BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SOUTHWEST MISSOURI BANK |
| Address | 300 WEST THIRD STREET
CARTHAGE, MO 64836 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,068 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $79,961,000 |
| Average Mortgage Loan Amount Applied For | $98,000 |
| Highest Mortgage Loan Amount Applied For | $856,000 |
| Average Applicant Income | $62,320 |
| Highest Applicant Income | $1,300,000 |
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| Home Improvement |
135 | $3,374,000 |
$24,000 | $200,000 |
$50,000 | $445,000 |
| Home Purchase |
600 | $49,978,000 |
$83,000 | $531,000 |
$63,000 | $1,300,000 |
| Refinancing |
334 | $26,661,000 |
$79,000 | $856,000 |
$60,000 | $1,300,000 |
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| American Indian or Alaskan Native |
12 | $694,000 |
$57,000 | $170,000 |
$56,000 | $156,000 |
| Asian |
3 | $266,000 |
$88,000 | $165,000 |
$68,000 | $83,000 |
| Black or African American |
4 | $130,000 |
$32,000 | $43,000 |
$61,000 | $124,000 |
| Hispanic |
55 | $2,787,000 |
$50,000 | $150,000 |
$33,000 | $128,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
39 | $3,206,000 |
$82,000 | $790,000 |
$137,000 | $1,253,000 |
| Not Provided |
2 | $183,000 |
$91,000 | $133,000 |
$69,000 | $112,000 |
| White |
954 | $72,747,000 |
$76,000 | $856,000 |
$59,000 | $1,300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,059 | $78,877,000 |
$74,000 | $856,000 |
$61,000 | $1,300,000 |
| FHA-insured (Federal Housing Administration) |
1 | $58,000 |
$58,000 | $58,000 |
$40,000 | $40,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
9 | $1,078,000 |
$119,000 | $253,000 |
$42,000 | $111,000 |
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| Application Approved But Not Accepted |
10 | $1,083,000 |
$108,000 | $300,000 |
$42,000 | $93,000 |
| Application Denied By Financial Institution |
69 | $4,210,000 |
$61,000 | $192,000 |
$44,000 | $257,000 |
| Application Withdrawn By Applicant |
39 | $4,004,000 |
$102,000 | $355,000 |
$44,000 | $137,000 |
| File Closed For Incompleteness |
4 | $383,000 |
$95,000 | $120,000 |
$44,000 | $48,000 |
| Loan Originated |
946 | $70,281,000 |
$74,000 | $856,000 |
$63,000 | $1,300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $52,000 |
$52,000 | $52,000 |
$31,000 | $31,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SOUTHWEST MISSOURI BANK by:
Metropolitan Area And
County
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