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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SOUTHWEST NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SOUTHWEST NATIONAL BANK |
| Address | 400 EAST DOUGLAS
WICHITA, KS 67202 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 92 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,362,000 |
| Average Mortgage Loan Amount Applied For | $93,666 |
| Highest Mortgage Loan Amount Applied For | $2,250,000 |
| Average Applicant Income | $13,333 |
| Highest Applicant Income | $240,000 |
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| Home Improvement |
40 | $4,415,000 |
$110,000 | $2,250,000 |
$43,000 | $154,000 |
| Home Purchase |
33 | $2,750,000 |
$83,000 | $695,000 |
$34,000 | $218,000 |
| Refinancing |
22 | $3,430,000 |
$155,000 | $2,250,000 |
$51,000 | $240,000 |
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| American Indian or Alaskan Native |
1 | $48,000 |
$48,000 | $48,000 |
$45,000 | $45,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
7 | $133,000 |
$19,000 | $72,000 |
$52,000 | $125,000 |
| Hispanic |
11 | $264,000 |
$24,000 | $55,000 |
$39,000 | $60,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
25 | $7,783,000 |
$311,000 | $2,250,000 |
$0 | $0 |
| Not Provided |
1 | $90,000 |
$90,000 | $90,000 |
$28,000 | $28,000 |
| White |
50 | $2,277,000 |
$45,000 | $300,000 |
$62,000 | $240,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
95 | $10,595,000 |
$111,000 | $2,250,000 |
$41,000 | $240,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $10,000 |
$10,000 | $10,000 |
$42,000 | $42,000 |
| Application Denied By Financial Institution |
12 | $441,000 |
$36,000 | $125,000 |
$34,000 | $125,000 |
| Application Withdrawn By Applicant |
1 | $30,000 |
$30,000 | $30,000 |
$56,000 | $56,000 |
| File Closed For Incompleteness |
1 | $60,000 |
$60,000 | $60,000 |
$48,000 | $48,000 |
| Loan Originated |
80 | $10,054,000 |
$125,000 | $2,250,000 |
$42,000 | $240,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $38,000 |
$12,000 | $18,000 |
$54,000 | $125,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $249,000 |
$41,000 | $125,000 |
$31,000 | $66,000 |
| Debt-To-Income Ratio |
3 | $154,000 |
$51,000 | $60,000 |
$20,000 | $22,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SOUTHWEST NATIONAL BANK by:
Metropolitan Area And
County
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