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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SOUTHWEST OKLAHOMA FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
SOUTHWEST OKLAHOMA FCU |
| Address | 1806 NW LIBERTY AVE
LAWTON, OK 73507 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 34 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,551,000 |
| Average Mortgage Loan Amount Applied For | $97,000 |
| Highest Mortgage Loan Amount Applied For | $915,000 |
| Average Applicant Income | $60,333 |
| Highest Applicant Income | $164,000 |
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| Home Improvement |
6 | $49,000 |
$8,000 | $10,000 |
$53,000 | $71,000 |
| Home Purchase |
11 | $2,785,000 |
$253,000 | $915,000 |
$64,000 | $100,000 |
| Refinancing |
18 | $917,000 |
$50,000 | $142,000 |
$64,000 | $164,000 |
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| American Indian or Alaskan Native |
2 | $14,000 |
$7,000 | $7,000 |
$46,000 | $49,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $188,000 |
$188,000 | $188,000 |
$67,000 | $67,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
32 | $3,549,000 |
$110,000 | $915,000 |
$63,000 | $164,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
35 | $3,751,000 |
$107,000 | $915,000 |
$62,000 | $164,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $130,000 |
$130,000 | $130,000 |
$129,000 | $129,000 |
| Application Denied By Financial Institution |
2 | $118,000 |
$59,000 | $110,000 |
$31,000 | $62,000 |
| Application Withdrawn By Applicant |
3 | $934,000 |
$311,000 | $915,000 |
$30,000 | $43,000 |
| File Closed For Incompleteness |
2 | $220,000 |
$110,000 | $170,000 |
$83,000 | $88,000 |
| Loan Originated |
26 | $2,149,000 |
$82,000 | $711,000 |
$63,000 | $164,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $200,000 |
$200,000 | $200,000 |
$97,000 | $97,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $110,000 |
$110,000 | $110,000 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SOUTHWEST OKLAHOMA FCU by:
Metropolitan Area And
County
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