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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SOUTHWESTERN BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SOUTHWESTERN BANK |
| Address | 6000 S WESTERN
OKLAHOMA CITY, OK 73139 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 63 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,137,000 |
| Average Mortgage Loan Amount Applied For | $67,833 |
| Highest Mortgage Loan Amount Applied For | $880,000 |
| Average Applicant Income | $40,500 |
| Highest Applicant Income | $285,000 |
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| Home Improvement |
15 | $331,000 |
$22,000 | $86,000 |
$48,000 | $285,000 |
| Home Purchase |
15 | $1,425,000 |
$95,000 | $400,000 |
$37,000 | $205,000 |
| Refinancing |
34 | $3,393,000 |
$57,000 | $880,000 |
$21,000 | $149,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
12 | $266,000 |
$17,500 | $41,000 |
$17,000 | $54,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $2,185,000 |
$242,000 | $880,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
43 | $2,698,000 |
$62,000 | $400,000 |
$54,000 | $285,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
64 | $5,149,000 |
$46,500 | $880,000 |
$23,000 | $285,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $78,000 |
$26,000 | $41,000 |
$43,000 | $54,000 |
| Application Denied By Financial Institution |
11 | $637,000 |
$37,000 | $270,000 |
$24,500 | $97,000 |
| Application Withdrawn By Applicant |
1 | $92,000 |
$92,000 | $92,000 |
$40,000 | $40,000 |
| File Closed For Incompleteness |
1 | $27,000 |
$27,000 | $27,000 |
$27,000 | $27,000 |
| Loan Originated |
48 | $4,315,000 |
$89,000 | $880,000 |
$38,000 | $285,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $6,000 |
$6,000 | $6,000 |
$18,000 | $18,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SOUTHWESTERN BANK by:
Metropolitan Area And
County
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