|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
SOY CAPITAL BANK & TRUST COMPA
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
SOY CAPITAL BANK & TRUST COMPA |
| Address | 455 N MAIN
DECATUR, IL 62523 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 135 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,452,000 |
| Average Mortgage Loan Amount Applied For | $172,333 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $86,666 |
| Highest Applicant Income | $594,000 |
|
|
|
| Home Improvement |
71 | $2,932,000 |
$41,000 | $490,000 |
$42,000 | $115,000 |
| Home Purchase |
66 | $9,994,000 |
$151,000 | $3,080,000 |
$69,000 | $514,000 |
| Refinancing |
47 | $6,121,000 |
$130,000 | $900,000 |
$114,000 | $594,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
25 | $801,000 |
$32,000 | $78,000 |
$33,000 | $90,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $1,445,000 |
$160,000 | $472,000 |
$12,000 | $110,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
150 | $16,801,000 |
$112,000 | $3,080,000 |
$79,000 | $594,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
184 | $19,047,000 |
$103,000 | $3,080,000 |
$70,000 | $594,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $79,000 |
$79,000 | $79,000 |
$48,000 | $48,000 |
| Application Denied By Financial Institution |
21 | $1,387,000 |
$66,000 | $536,000 |
$87,000 | $594,000 |
| Application Withdrawn By Applicant |
13 | $1,267,000 |
$97,000 | $240,000 |
$57,000 | $113,000 |
| File Closed For Incompleteness |
1 | $73,000 |
$73,000 | $73,000 |
$23,000 | $23,000 |
| Loan Originated |
124 | $14,975,000 |
$120,000 | $3,080,000 |
$75,000 | $550,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
24 | $1,266,000 |
$52,000 | $100,000 |
$36,000 | $88,000 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for SOY CAPITAL BANK & TRUST COMPA by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
