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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SPOKANE FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
SPOKANE FEDERAL CREDIT UNION |
| Address | 601 W MALLON
SPOKANE, WA 99201 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 189 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,257,000 |
| Average Mortgage Loan Amount Applied For | $46,750 |
| Highest Mortgage Loan Amount Applied For | $290,000 |
| Average Applicant Income | $72,125 |
| Highest Applicant Income | $204,000 |
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| Home Improvement |
28 | $949,000 |
$33,000 | $130,000 |
$65,000 | $132,000 |
| Home Purchase |
7 | $532,000 |
$76,000 | $125,000 |
$71,000 | $135,000 |
| Refinancing |
154 | $8,776,000 |
$56,000 | $290,000 |
$68,000 | $204,000 |
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| American Indian or Alaskan Native |
2 | $60,000 |
$30,000 | $35,000 |
$140,000 | $184,000 |
| Asian |
2 | $101,000 |
$50,000 | $81,000 |
$92,000 | $112,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
3 | $191,000 |
$63,000 | $100,000 |
$78,000 | $102,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
7 | $251,000 |
$35,000 | $94,000 |
$53,000 | $98,000 |
| White |
175 | $9,654,000 |
$55,000 | $290,000 |
$67,000 | $204,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
189 | $10,257,000 |
$54,000 | $290,000 |
$68,000 | $204,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $101,000 |
$50,000 | $89,000 |
$31,000 | $33,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
187 | $10,156,000 |
$54,000 | $290,000 |
$68,000 | $204,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SPOKANE FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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