|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
ST ANNE'S CREDIT UNION OF FR
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
ST ANNE'S CREDIT UNION OF FR |
| Address | 286 OLIVER STREET
FALL RIVER, MA 02724 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 690 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $142,973,000 |
| Average Mortgage Loan Amount Applied For | $262,555 |
| Highest Mortgage Loan Amount Applied For | $880,000 |
| Average Applicant Income | $91,777 |
| Highest Applicant Income | $459,000 |
|
|
|
| Home Improvement |
159 | $22,063,000 |
$138,000 | $600,000 |
$73,000 | $233,000 |
| Home Purchase |
247 | $60,780,000 |
$246,000 | $720,000 |
$80,000 | $459,000 |
| Refinancing |
284 | $60,130,000 |
$211,000 | $880,000 |
$68,000 | $281,000 |
|
|
| American Indian or Alaskan Native |
1 | $385,000 |
$385,000 | $385,000 |
$104,000 | $104,000 |
| Asian |
1 | $75,000 |
$75,000 | $75,000 |
$62,000 | $62,000 |
| Black or African American |
22 | $4,147,000 |
$188,000 | $329,000 |
$66,000 | $129,000 |
| Hispanic |
7 | $1,937,000 |
$276,000 | $498,000 |
$113,000 | $150,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $565,000 |
$282,000 | $285,000 |
$60,000 | $62,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3 | $39,000 |
$13,000 | $20,000 |
$110,000 | $134,000 |
| White |
654 | $135,825,000 |
$207,000 | $880,000 |
$73,000 | $459,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
689 | $142,697,000 |
$207,000 | $880,000 |
$74,000 | $459,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $276,000 |
$276,000 | $276,000 |
$63,000 | $63,000 |
|
|
| Application Approved But Not Accepted |
17 | $3,928,000 |
$231,000 | $498,000 |
$83,000 | $127,000 |
| Application Denied By Financial Institution |
53 | $10,952,000 |
$206,000 | $570,000 |
$74,000 | $216,000 |
| Application Withdrawn By Applicant |
46 | $11,161,000 |
$242,000 | $852,000 |
$78,000 | $192,000 |
| File Closed For Incompleteness |
4 | $1,044,000 |
$261,000 | $400,000 |
$87,000 | $120,000 |
| Loan Originated |
570 | $115,888,000 |
$203,000 | $880,000 |
$73,000 | $459,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
8 | $2,065,000 |
$258,000 | $570,000 |
$80,000 | $184,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
13 | $2,917,000 |
$224,000 | $383,000 |
$94,000 | $204,000 |
| Debt-To-Income Ratio |
5 | $997,000 |
$199,000 | $302,000 |
$41,000 | $72,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
22 | $4,774,000 |
$217,000 | $356,000 |
$75,000 | $216,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for ST ANNE'S CREDIT UNION OF FR by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
