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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ST FRANCIS MORTGAGE CORP
Mortgage Loans and Application Details
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| Mortgage Company Name |
ST FRANCIS MORTGAGE CORP |
| Address | 1 S. 443 SUMMIT AVE. STE 201
OAKBROOK TERRACE, IL 60181 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 3,334 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $475,788,000 |
| Average Mortgage Loan Amount Applied For | $108,648 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $62,763 |
| Highest Applicant Income | $1,410,000 |
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| Home Improvement |
103 | $4,791,000 |
$37,250 | $225,000 |
$66,750 | $164,000 |
| Home Purchase |
1,404 | $219,654,000 |
$156,615 | $1,495,000 |
$61,307 | $1,136,000 |
| Refinancing |
1,827 | $251,343,000 |
$100,714 | $1,500,000 |
$59,928 | $1,410,000 |
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| American Indian or Alaskan Native |
8 | $711,000 |
$69,500 | $266,000 |
$54,000 | $85,000 |
| Asian |
89 | $15,500,000 |
$179,500 | $519,000 |
$60,166 | $265,000 |
| Black or African American |
296 | $40,596,000 |
$88,000 | $960,000 |
$46,666 | $1,136,000 |
| Hispanic |
582 | $88,989,000 |
$139,714 | $500,000 |
$48,571 | $558,000 |
| Native Hawaiin or Other Pacific Islander |
15 | $2,274,000 |
$180,000 | $626,000 |
$98,333 | $264,000 |
| Not applicable |
11 | $2,133,000 |
$134,000 | $881,000 |
$41,000 | $500,000 |
| Not Provided |
44 | $6,511,000 |
$149,714 | $560,000 |
$62,000 | $433,000 |
| White |
2,289 | $319,074,000 |
$134,866 | $1,500,000 |
$66,133 | $1,410,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,240 | $470,928,000 |
$131,812 | $1,500,000 |
$63,437 | $1,410,000 |
| FHA-insured (Federal Housing Administration) |
94 | $4,860,000 |
$54,571 | $310,000 |
$66,285 | $264,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
471 | $77,336,000 |
$136,916 | $881,000 |
$45,083 | $1,136,000 |
| Application Denied By Financial Institution |
529 | $41,639,000 |
$79,181 | $675,000 |
$63,545 | $525,000 |
| Application Withdrawn By Applicant |
475 | $82,172,000 |
$137,307 | $1,500,000 |
$40,307 | $558,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1,859 | $274,641,000 |
$138,571 | $1,500,000 |
$77,357 | $1,410,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
82 | $6,283,000 |
$72,000 | $320,000 |
$63,600 | $258,000 |
| Credit Application Incomplete |
69 | $4,557,000 |
$61,600 | $310,000 |
$89,200 | $292,000 |
| Credit History |
85 | $5,153,000 |
$40,000 | $437,000 |
$54,166 | $525,000 |
| Debt-To-Income Ratio |
75 | $7,481,000 |
$69,750 | $675,000 |
$34,750 | $155,000 |
| Employment History |
12 | $394,000 |
$28,750 | $68,000 |
$60,500 | $288,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $57,000 |
$28,000 | $47,000 |
$38,000 | $53,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
88 | $9,785,000 |
$121,000 | $500,000 |
$65,875 | $200,000 |
| Unverifiable Information |
116 | $7,929,000 |
$55,166 | $405,000 |
$77,000 | $302,000 |
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Mortgage Loan App Totals for ST FRANCIS MORTGAGE CORP by:
Metropolitan Area And
County
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