|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
ST. HELENS COMMUNITY FED CU
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
ST. HELENS COMMUNITY FED CU |
| Address | PO BOX 1009
SCAPPOOSE, OR 97056 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 87 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,233,000 |
| Average Mortgage Loan Amount Applied For | $143,083 |
| Highest Mortgage Loan Amount Applied For | $600,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $571,000 |
|
|
|
| Home Improvement |
9 | $397,000 |
$44,000 | $92,000 |
$64,000 | $126,000 |
| Home Purchase |
52 | $10,022,000 |
$192,000 | $600,000 |
$80,000 | $364,000 |
| Refinancing |
35 | $5,593,000 |
$159,000 | $520,000 |
$79,000 | $571,000 |
|
|
| American Indian or Alaskan Native |
2 | $231,000 |
$115,000 | $185,000 |
$52,000 | $52,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
4 | $535,000 |
$133,000 | $190,000 |
$41,000 | $60,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $492,000 |
$164,000 | $350,000 |
$68,000 | $83,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $110,000 |
$110,000 | $110,000 |
$18,000 | $18,000 |
| White |
86 | $14,644,000 |
$170,000 | $600,000 |
$81,000 | $571,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
94 | $15,757,000 |
$167,000 | $600,000 |
$79,000 | $571,000 |
| FHA-insured (Federal Housing Administration) |
2 | $255,000 |
$127,000 | $165,000 |
$45,000 | $64,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
2 | $530,000 |
$265,000 | $360,000 |
$102,000 | $105,000 |
| Application Denied By Financial Institution |
5 | $731,000 |
$146,000 | $295,000 |
$32,000 | $63,000 |
| Application Withdrawn By Applicant |
38 | $6,901,000 |
$181,000 | $520,000 |
$65,000 | $212,000 |
| File Closed For Incompleteness |
1 | $25,000 |
$25,000 | $25,000 |
$19,000 | $19,000 |
| Loan Originated |
43 | $6,614,000 |
$153,000 | $600,000 |
$100,000 | $571,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
4 | $837,000 |
$209,000 | $300,000 |
$61,000 | $88,000 |
| Preapproval Denied by Financial Institution |
3 | $374,000 |
$124,000 | $164,000 |
$41,000 | $76,000 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $526,000 |
$105,000 | $200,000 |
$33,000 | $63,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $164,000 |
$164,000 | $164,000 |
$21,000 | $21,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $120,000 |
$120,000 | $120,000 |
$76,000 | $76,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $295,000 |
$295,000 | $295,000 |
$24,000 | $24,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for ST. HELENS COMMUNITY FED CU by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
