|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
ST. JOSEPH CAPITAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
ST. JOSEPH CAPITAL BANK |
| Address | 3820 EDISON LAKES PARKWAY
MISHAWAKA, IN 46545 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 111 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $36,693,000 |
| Average Mortgage Loan Amount Applied For | $528,105 |
| Highest Mortgage Loan Amount Applied For | $2,999,000 |
| Average Applicant Income | $658,578 |
| Highest Applicant Income | $8,721,000 |
|
|
|
| Home Improvement |
3 | $402,000 |
$134,000 | $187,000 |
$156,000 | $237,000 |
| Home Purchase |
79 | $28,942,000 |
$366,000 | $2,999,000 |
$540,000 | $8,721,000 |
| Refinancing |
29 | $7,349,000 |
$253,000 | $1,263,000 |
$284,000 | $1,800,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $3,507,000 |
$350,000 | $1,584,000 |
$1,341,000 | $8,721,000 |
| Not Provided |
58 | $21,753,000 |
$375,000 | $2,999,000 |
$405,000 | $4,000,000 |
| White |
43 | $11,433,000 |
$265,000 | $1,900,000 |
$336,000 | $2,400,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
111 | $36,693,000 |
$330,000 | $2,999,000 |
$463,000 | $8,721,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
16 | $6,164,000 |
$385,000 | $1,400,000 |
$254,000 | $568,000 |
| Application Denied By Financial Institution |
4 | $1,433,000 |
$358,000 | $1,000,000 |
$108,000 | $217,000 |
| Application Withdrawn By Applicant |
10 | $2,125,000 |
$212,000 | $523,000 |
$157,000 | $480,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
81 | $26,971,000 |
$332,000 | $2,999,000 |
$560,000 | $8,721,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for ST. JOSEPH CAPITAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
