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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ST. LOUIS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ST. LOUIS BANK |
| Address | 14323 S. OUTER FORTY ROAD
TOWN & COUNTRY, MO 63017 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 475 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $89,159,000 |
| Average Mortgage Loan Amount Applied For | $228,833 |
| Highest Mortgage Loan Amount Applied For | $1,580,000 |
| Average Applicant Income | $162,041 |
| Highest Applicant Income | $1,177,000 |
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| Home Improvement |
10 | $2,126,000 |
$212,000 | $935,000 |
$233,000 | $1,177,000 |
| Home Purchase |
271 | $46,231,000 |
$170,000 | $1,272,000 |
$69,000 | $900,000 |
| Refinancing |
195 | $40,902,000 |
$209,000 | $1,580,000 |
$87,000 | $749,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
5 | $936,000 |
$187,000 | $447,000 |
$160,000 | $630,000 |
| Black or African American |
10 | $1,006,000 |
$100,000 | $192,000 |
$75,000 | $159,000 |
| Hispanic |
5 | $849,000 |
$169,000 | $272,000 |
$100,000 | $185,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
136 | $26,240,000 |
$192,000 | $1,580,000 |
$0 | $0 |
| Not Provided |
15 | $2,925,000 |
$195,000 | $880,000 |
$106,000 | $433,000 |
| White |
305 | $57,303,000 |
$187,000 | $1,360,000 |
$113,000 | $1,177,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
475 | $89,187,000 |
$187,000 | $1,580,000 |
$80,000 | $1,177,000 |
| FHA-insured (Federal Housing Administration) |
1 | $72,000 |
$72,000 | $72,000 |
$42,000 | $42,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $636,000 |
$318,000 | $408,000 |
$56,000 | $113,000 |
| Application Denied By Financial Institution |
13 | $3,970,000 |
$305,000 | $975,000 |
$67,000 | $131,000 |
| Application Withdrawn By Applicant |
51 | $8,022,000 |
$157,000 | $985,000 |
$72,000 | $475,000 |
| File Closed For Incompleteness |
5 | $1,188,000 |
$237,000 | $650,000 |
$97,000 | $228,000 |
| Loan Originated |
405 | $75,443,000 |
$186,000 | $1,580,000 |
$81,000 | $1,177,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $129,000 |
$129,000 | $129,000 |
$52,000 | $52,000 |
| Debt-To-Income Ratio |
7 | $1,827,000 |
$261,000 | $824,000 |
$68,000 | $109,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $100,000 |
$100,000 | $100,000 |
$41,000 | $41,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $785,000 |
$392,000 | $738,000 |
$86,000 | $88,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ST. LOUIS BANK by:
Metropolitan Area And
County
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