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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ST PETERSBURG MUNICIPAL EMP CU
Mortgage Loans and Application Details
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| Mortgage Company Name |
ST PETERSBURG MUNICIPAL EMP CU |
| Address | 400 16TH STREET NORTH
ST PETERSBURG, FL 33705 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 30 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $771,000 |
| Average Mortgage Loan Amount Applied For | $24,500 |
| Highest Mortgage Loan Amount Applied For | $96,000 |
| Average Applicant Income | $57,000 |
| Highest Applicant Income | $134,000 |
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| Home Improvement (one-to-four family) |
22 | $481,000 |
$21,000 | $56,000 |
$32,000 | $96,000 |
| Home Purchase (one-to-four family) |
3 | $128,000 |
$42,000 | $96,000 |
$46,000 | $62,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
5 | $162,000 |
$32,000 | $50,000 |
$76,000 | $134,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
5 | $68,000 |
$13,000 | $25,000 |
$34,000 | $41,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
25 | $703,000 |
$28,000 | $96,000 |
$51,000 | $134,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
30 | $771,000 |
$25,000 | $96,000 |
$48,000 | $134,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $119,000 |
$39,000 | $96,000 |
$21,000 | $31,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
27 | $652,000 |
$24,000 | $56,000 |
$59,000 | $134,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $96,000 |
$96,000 | $96,000 |
$31,000 | $31,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $10,000 |
$10,000 | $10,000 |
$11,000 | $11,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ST PETERSBURG MUNICIPAL EMP CU by:
Metropolitan Area And
County
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