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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ST TAMMANY HOMESTEAD
Mortgage Loans and Application Details
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| Mortgage Company Name |
ST TAMMANY HOMESTEAD |
| Address | 210 NORTH COLUMBIA STREET
COVINGTON, LA 70433 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 146 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,461,000 |
| Average Mortgage Loan Amount Applied For | $121,222 |
| Highest Mortgage Loan Amount Applied For | $745,000 |
| Average Applicant Income | $78,333 |
| Highest Applicant Income | $336,000 |
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| Home Improvement |
18 | $1,245,000 |
$69,000 | $240,000 |
$81,000 | $186,000 |
| Home Purchase |
88 | $13,680,000 |
$155,000 | $745,000 |
$93,000 | $293,000 |
| Refinancing |
40 | $5,536,000 |
$138,000 | $644,000 |
$84,000 | $336,000 |
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| American Indian or Alaskan Native |
1 | $82,000 |
$82,000 | $82,000 |
$96,000 | $96,000 |
| Asian |
2 | $212,000 |
$106,000 | $112,000 |
$139,000 | $164,000 |
| Black or African American |
6 | $415,000 |
$69,000 | $110,000 |
$48,000 | $109,000 |
| Hispanic |
2 | $228,000 |
$114,000 | $163,000 |
$67,000 | $105,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
135 | $19,524,000 |
$144,000 | $745,000 |
$90,000 | $336,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
146 | $20,461,000 |
$140,000 | $745,000 |
$89,000 | $336,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $241,000 |
$120,000 | $151,000 |
$45,000 | $50,000 |
| Application Withdrawn By Applicant |
18 | $3,025,000 |
$168,000 | $644,000 |
$97,000 | $336,000 |
| File Closed For Incompleteness |
5 | $353,000 |
$70,000 | $120,000 |
$39,000 | $52,000 |
| Loan Originated |
121 | $16,842,000 |
$139,000 | $745,000 |
$90,000 | $293,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $241,000 |
$120,000 | $151,000 |
$45,000 | $50,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ST TAMMANY HOMESTEAD by:
Metropolitan Area And
County
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