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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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STANLEY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
STANLEY BANK |
| Address | PO BOX 23008
STANLEY, KS 66283 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 13 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $946,000 |
| Average Mortgage Loan Amount Applied For | $110,000 |
| Highest Mortgage Loan Amount Applied For | $280,000 |
| Average Applicant Income | $68,666 |
| Highest Applicant Income | $150,000 |
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| Home Improvement |
12 | $320,000 |
$26,000 | $72,000 |
$48,000 | $100,000 |
| Home Purchase |
20 | $1,008,000 |
$50,000 | $280,000 |
$42,000 | $120,000 |
| Refinancing |
32 | $1,245,000 |
$38,000 | $240,000 |
$56,000 | $150,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $25,000 |
$25,000 | $25,000 |
$32,000 | $32,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
63 | $2,548,000 |
$40,000 | $280,000 |
$50,000 | $150,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
64 | $2,573,000 |
$40,000 | $280,000 |
$50,000 | $150,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $42,000 |
$21,000 | $30,000 |
$25,000 | $28,000 |
| Application Denied By Financial Institution |
9 | $318,000 |
$35,000 | $72,000 |
$41,000 | $96,000 |
| Application Withdrawn By Applicant |
1 | $44,000 |
$44,000 | $44,000 |
$30,000 | $30,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
52 | $2,169,000 |
$41,000 | $280,000 |
$53,000 | $150,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $39,000 |
$39,000 | $39,000 |
$50,000 | $50,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $127,000 |
$25,000 | $40,000 |
$28,000 | $39,000 |
| Debt-To-Income Ratio |
3 | $152,000 |
$50,000 | $72,000 |
$59,000 | $96,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for STANLEY BANK by:
Metropolitan Area And
County
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