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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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STANLEY CAPITAL MORTGAGE CO
Mortgage Loans and Application Details
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| Mortgage Company Name |
STANLEY CAPITAL MORTGAGE CO |
| Address | 270 SYLVAN AVE SUITE 260
ENGLEWOOD CLIFFS, NJ 07632 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,800 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $481,822,000 |
| Average Mortgage Loan Amount Applied For | $207,260 |
| Highest Mortgage Loan Amount Applied For | $1,760,000 |
| Average Applicant Income | $114,423 |
| Highest Applicant Income | $1,128,000 |
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| Home Improvement |
1 | $85,000 |
$85,000 | $85,000 |
$203,000 | $203,000 |
| Home Purchase |
906 | $229,246,000 |
$253,000 | $1,760,000 |
$144,000 | $1,128,000 |
| Refinancing |
894 | $252,788,000 |
$282,000 | $1,480,000 |
$132,000 | $900,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
6 | $1,356,000 |
$226,000 | $416,000 |
$123,000 | $149,000 |
| Hispanic |
491 | $127,493,000 |
$259,000 | $960,000 |
$124,000 | $600,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1,262 | $341,645,000 |
$270,000 | $1,760,000 |
$144,000 | $1,128,000 |
| White |
42 | $11,625,000 |
$276,000 | $825,000 |
$137,000 | $713,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,799 | $481,862,000 |
$267,000 | $1,760,000 |
$138,000 | $1,128,000 |
| FHA-insured (Federal Housing Administration) |
2 | $257,000 |
$128,000 | $172,000 |
$48,000 | $54,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
31 | $8,367,000 |
$269,000 | $960,000 |
$134,000 | $600,000 |
| Application Withdrawn By Applicant |
409 | $103,610,000 |
$253,000 | $1,298,000 |
$134,000 | $713,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1,361 | $370,142,000 |
$271,000 | $1,760,000 |
$139,000 | $1,128,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $211,000 |
$211,000 | $211,000 |
$60,000 | $60,000 |
| Credit Application Incomplete |
1 | $396,000 |
$396,000 | $396,000 |
$118,000 | $118,000 |
| Credit History |
9 | $2,043,000 |
$227,000 | $408,000 |
$112,000 | $152,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
4 | $836,000 |
$209,000 | $312,000 |
$87,000 | $101,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
7 | $1,623,000 |
$231,000 | $605,000 |
$177,000 | $600,000 |
| Unverifiable Information |
2 | $681,000 |
$340,000 | $495,000 |
$123,000 | $166,000 |
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Mortgage Loan App Totals for STANLEY CAPITAL MORTGAGE CO by:
Metropolitan Area And
County
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