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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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STAR USA FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
STAR USA FEDERAL CREDIT UNION |
| Address | ONE CANTLEY DRIVE
CHARLESTON, WV 25314 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 62 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,166,000 |
| Average Mortgage Loan Amount Applied For | $91,750 |
| Highest Mortgage Loan Amount Applied For | $350,000 |
| Average Applicant Income | $69,687 |
| Highest Applicant Income | $257,000 |
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| Home Improvement |
1 | $35,000 |
$35,000 | $35,000 |
$34,000 | $34,000 |
| Home Purchase |
26 | $1,746,000 |
$67,000 | $141,000 |
$60,000 | $192,000 |
| Refinancing |
36 | $4,409,000 |
$122,000 | $350,000 |
$84,000 | $257,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $76,000 |
$76,000 | $76,000 |
$22,000 | $22,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
1 | $55,000 |
$55,000 | $55,000 |
$35,000 | $35,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
61 | $6,059,000 |
$99,000 | $350,000 |
$75,000 | $257,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
63 | $6,190,000 |
$98,000 | $350,000 |
$73,000 | $257,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $24,000 |
$24,000 | $24,000 |
$35,000 | $35,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
62 | $6,166,000 |
$99,000 | $350,000 |
$74,000 | $257,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $24,000 |
$24,000 | $24,000 |
$35,000 | $35,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for STAR USA FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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