|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
STATE BANK OF CROSS PLAINS
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
STATE BANK OF CROSS PLAINS |
| Address | 1205 MAIN STREET
CROSS PLAINS, WI 53528 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 589 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $97,342,000 |
| Average Mortgage Loan Amount Applied For | $183,230 |
| Highest Mortgage Loan Amount Applied For | $4,625,000 |
| Average Applicant Income | $148,076 |
| Highest Applicant Income | $3,900,000 |
|
|
|
| Home Improvement |
52 | $3,080,000 |
$59,000 | $380,000 |
$81,000 | $880,000 |
| Home Purchase |
252 | $53,807,000 |
$213,000 | $4,625,000 |
$111,000 | $3,900,000 |
| Refinancing |
292 | $41,409,000 |
$141,000 | $900,000 |
$82,000 | $744,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $317,000 |
$105,000 | $213,000 |
$115,000 | $191,000 |
| Black or African American |
3 | $1,001,000 |
$333,000 | $535,000 |
$40,000 | $87,000 |
| Hispanic |
12 | $1,745,000 |
$145,000 | $240,000 |
$63,000 | $112,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
38 | $12,229,000 |
$321,000 | $4,625,000 |
$273,000 | $3,900,000 |
| Not Provided |
79 | $14,640,000 |
$185,000 | $672,000 |
$106,000 | $404,000 |
| White |
461 | $68,364,000 |
$148,000 | $960,000 |
$79,000 | $744,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
596 | $98,296,000 |
$164,000 | $4,625,000 |
$94,000 | $3,900,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
11 | $1,575,000 |
$143,000 | $267,000 |
$55,000 | $87,000 |
| Application Denied By Financial Institution |
14 | $3,549,000 |
$253,000 | $672,000 |
$54,000 | $87,000 |
| Application Withdrawn By Applicant |
34 | $7,341,000 |
$215,000 | $750,000 |
$78,000 | $282,000 |
| File Closed For Incompleteness |
9 | $1,531,000 |
$170,000 | $295,000 |
$58,000 | $92,000 |
| Loan Originated |
521 | $83,346,000 |
$159,000 | $4,625,000 |
$99,000 | $3,900,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
7 | $954,000 |
$136,000 | $242,000 |
$37,000 | $43,000 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for STATE BANK OF CROSS PLAINS by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
