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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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STATE BANK OF KIMBALL
Mortgage Loans and Application Details
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| Mortgage Company Name |
STATE BANK OF KIMBALL |
| Address | PO BOX 70
KIMBALL, MN 55353 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 78 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,737,000 |
| Average Mortgage Loan Amount Applied For | $118,714 |
| Highest Mortgage Loan Amount Applied For | $525,000 |
| Average Applicant Income | $52,714 |
| Highest Applicant Income | $300,000 |
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| Home Improvement |
23 | $790,000 |
$34,000 | $190,000 |
$65,000 | $134,000 |
| Home Purchase |
25 | $4,260,000 |
$170,000 | $525,000 |
$67,000 | $300,000 |
| Refinancing |
30 | $2,687,000 |
$89,000 | $260,000 |
$64,000 | $133,000 |
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| American Indian or Alaskan Native |
1 | $7,000 |
$7,000 | $7,000 |
$96,000 | $96,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $150,000 |
$150,000 | $150,000 |
$53,000 | $53,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $200,000 |
$200,000 | $200,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
75 | $7,380,000 |
$98,000 | $525,000 |
$66,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
78 | $7,737,000 |
$99,000 | $525,000 |
$65,000 | $300,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
6 | $613,000 |
$102,000 | $207,000 |
$59,000 | $75,000 |
| Application Withdrawn By Applicant |
1 | $5,000 |
$5,000 | $5,000 |
$53,000 | $53,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
71 | $7,119,000 |
$100,000 | $525,000 |
$66,000 | $300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $13,000 |
$13,000 | $13,000 |
$43,000 | $43,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $297,000 |
$99,000 | $207,000 |
$62,000 | $75,000 |
| Debt-To-Income Ratio |
2 | $303,000 |
$151,000 | $187,000 |
$64,000 | $67,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for STATE BANK OF KIMBALL by:
Metropolitan Area And
County
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