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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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STATE BANK OF MISSOURI
Mortgage Loans and Application Details
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| Mortgage Company Name |
STATE BANK OF MISSOURI |
| Address | 101 NW 2ND ST
CONCORDIA, MO 64020 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 123 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,678,000 |
| Average Mortgage Loan Amount Applied For | $51,375 |
| Highest Mortgage Loan Amount Applied For | $330,000 |
| Average Applicant Income | $52,375 |
| Highest Applicant Income | $500,000 |
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| Home Improvement |
6 | $245,000 |
$40,000 | $148,000 |
$57,000 | $70,000 |
| Home Purchase |
35 | $2,379,000 |
$67,000 | $173,000 |
$62,000 | $251,000 |
| Refinancing |
82 | $5,054,000 |
$61,000 | $330,000 |
$59,000 | $500,000 |
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| American Indian or Alaskan Native |
2 | $64,000 |
$32,000 | $47,000 |
$135,000 | $180,000 |
| Asian |
2 | $179,000 |
$89,000 | $139,000 |
$61,000 | $62,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
15 | $695,000 |
$46,000 | $112,000 |
$29,000 | $120,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
18 | $1,554,000 |
$86,000 | $247,000 |
$72,000 | $500,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
86 | $5,186,000 |
$60,000 | $330,000 |
$61,000 | $251,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
123 | $7,678,000 |
$62,000 | $330,000 |
$60,000 | $500,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
6 | $398,000 |
$66,000 | $159,000 |
$44,000 | $63,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
117 | $7,280,000 |
$62,000 | $330,000 |
$61,000 | $500,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $307,000 |
$153,000 | $159,000 |
$53,000 | $63,000 |
| Credit Application Incomplete |
1 | $3,000 |
$3,000 | $3,000 |
$36,000 | $36,000 |
| Credit History |
3 | $88,000 |
$29,000 | $45,000 |
$42,000 | $62,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for STATE BANK OF MISSOURI by:
Metropolitan Area And
County
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