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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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STATE BANK OF SOUTHWEST MO
Mortgage Loans and Application Details
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| Mortgage Company Name |
STATE BANK OF SOUTHWEST MO |
| Address | P O BOX 10828
SPRINGFIELD, MO 65808 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 138 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,156,000 |
| Average Mortgage Loan Amount Applied For | $72,333 |
| Highest Mortgage Loan Amount Applied For | $509,000 |
| Average Applicant Income | $84,666 |
| Highest Applicant Income | $940,000 |
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| Home Improvement |
33 | $1,034,000 |
$31,000 | $225,000 |
$77,000 | $287,000 |
| Home Purchase |
88 | $9,363,000 |
$106,000 | $509,000 |
$95,000 | $940,000 |
| Refinancing |
33 | $2,328,000 |
$70,000 | $350,000 |
$81,000 | $332,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $213,000 |
$213,000 | $213,000 |
$940,000 | $940,000 |
| Black or African American |
3 | $450,000 |
$150,000 | $193,000 |
$33,000 | $54,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
29 | $2,103,000 |
$72,000 | $350,000 |
$0 | $0 |
| Not Provided |
3 | $369,000 |
$123,000 | $190,000 |
$197,000 | $496,000 |
| White |
118 | $9,590,000 |
$81,000 | $509,000 |
$101,000 | $861,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
154 | $12,725,000 |
$82,000 | $509,000 |
$88,000 | $940,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
17 | $1,391,000 |
$81,000 | $350,000 |
$32,000 | $107,000 |
| Application Denied By Financial Institution |
7 | $693,000 |
$99,000 | $205,000 |
$42,000 | $96,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
130 | $10,641,000 |
$81,000 | $509,000 |
$98,000 | $940,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for STATE BANK OF SOUTHWEST MO by:
Metropolitan Area And
County
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