|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
STATE BANK OF WATERLOO
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
STATE BANK OF WATERLOO |
| Address | 885 N ILLINOIS RTE 3, PO BOX 148
WATERLOO, IL 62298 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 101 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,904,000 |
| Average Mortgage Loan Amount Applied For | $136,666 |
| Highest Mortgage Loan Amount Applied For | $900,000 |
| Average Applicant Income | $53,333 |
| Highest Applicant Income | $330,000 |
|
|
|
| Home Improvement |
23 | $1,103,000 |
$47,000 | $213,000 |
$77,000 | $261,000 |
| Home Purchase |
47 | $6,977,000 |
$148,000 | $700,000 |
$80,000 | $330,000 |
| Refinancing |
31 | $3,824,000 |
$123,000 | $900,000 |
$55,000 | $141,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $1,119,000 |
$279,000 | $700,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
97 | $10,785,000 |
$111,000 | $900,000 |
$75,000 | $330,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
101 | $11,904,000 |
$117,000 | $900,000 |
$72,000 | $330,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
2 | $360,000 |
$180,000 | $240,000 |
$56,000 | $82,000 |
| Application Denied By Financial Institution |
4 | $395,000 |
$98,000 | $127,000 |
$53,000 | $96,000 |
| Application Withdrawn By Applicant |
4 | $620,000 |
$155,000 | $201,000 |
$63,000 | $97,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
91 | $10,529,000 |
$115,000 | $900,000 |
$73,000 | $330,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for STATE BANK OF WATERLOO by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
