|
|
| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
|
|
|
|
|
|
STATE NATIONAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
STATE NATIONAL BANK |
| Address | 4500 MERCANTILE PLAZA STE 300
FORT WORTH, TX 76137 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 1,287 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $153,020,000 |
| Average Mortgage Loan Amount Applied For | $143,672 |
| Highest Mortgage Loan Amount Applied For | $3,000,000 |
| Average Applicant Income | $144,844 |
| Highest Applicant Income | $6,260,000 |
|
|
|
| Home Improvement |
119 | $2,893,000 |
$24,000 | $230,000 |
$91,000 | $992,000 |
| Home Purchase |
957 | $117,107,000 |
$122,000 | $1,015,000 |
$84,000 | $1,160,000 |
| Refinancing |
270 | $38,710,000 |
$143,000 | $3,000,000 |
$127,000 | $6,260,000 |
|
|
| American Indian or Alaskan Native |
1 | $58,000 |
$58,000 | $58,000 |
$48,000 | $48,000 |
| Asian |
15 | $2,422,000 |
$161,000 | $516,000 |
$94,000 | $366,000 |
| Black or African American |
29 | $3,764,000 |
$129,000 | $279,000 |
$64,000 | $138,000 |
| Hispanic |
569 | $64,910,000 |
$114,000 | $920,000 |
$76,000 | $1,160,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $224,000 |
$112,000 | $194,000 |
$105,000 | $161,000 |
| Not applicable |
70 | $8,925,000 |
$127,000 | $3,000,000 |
$44,000 | $657,000 |
| Not Provided |
8 | $221,000 |
$27,000 | $105,000 |
$30,000 | $46,000 |
| White |
652 | $78,186,000 |
$119,000 | $1,015,000 |
$115,000 | $6,260,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,143 | $130,083,000 |
$113,000 | $3,000,000 |
$98,000 | $6,260,000 |
| FHA-insured (Federal Housing Administration) |
143 | $18,087,000 |
$126,000 | $247,000 |
$62,000 | $273,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
60 | $10,540,000 |
$175,000 | $371,000 |
$73,000 | $200,000 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
91 | $4,856,000 |
$53,000 | $352,000 |
$40,000 | $144,000 |
| Application Withdrawn By Applicant |
47 | $2,061,000 |
$43,000 | $198,000 |
$58,000 | $175,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1,172 | $146,808,000 |
$125,000 | $3,000,000 |
$100,000 | $6,260,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
36 | $4,985,000 |
$138,000 | $492,000 |
$57,000 | $304,000 |
|
|
| Collateral |
3 | $123,000 |
$41,000 | $65,000 |
$53,000 | $59,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
36 | $2,942,000 |
$81,000 | $492,000 |
$52,000 | $222,000 |
| Debt-To-Income Ratio |
72 | $4,923,000 |
$68,000 | $352,000 |
$36,000 | $144,000 |
| Employment History |
8 | $714,000 |
$89,000 | $220,000 |
$40,000 | $55,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $777,000 |
$155,000 | $325,000 |
$107,000 | $304,000 |
| Unverifiable Information |
3 | $362,000 |
$120,000 | $161,000 |
$62,000 | $84,000 |
|
Mortgage Loan App Totals for STATE NATIONAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
