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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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STATEWIDE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
STATEWIDE BANK |
| Address | 2021 CAROL SUE AVENUE
TERRYTOWN, LA 70056 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 125 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,548,000 |
| Average Mortgage Loan Amount Applied For | $44,206 |
| Highest Mortgage Loan Amount Applied For | $410,000 |
| Average Applicant Income | $46,379 |
| Highest Applicant Income | $219,000 |
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| Home Improvement (one-to-four family) |
1 | $20,000 |
$20,000 | $20,000 |
$39,000 | $39,000 |
| Home Purchase (one-to-four family) |
134 | $6,519,000 |
$41,750 | $410,000 |
$43,500 | $219,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
12 | $2,377,000 |
$192,000 | $509,000 |
$112,000 | $200,000 |
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| American Indian or Alaskan Native |
2 | $114,000 |
$57,000 | $65,000 |
$67,500 | $73,000 |
| Asian or Pacific Islander |
3 | $104,000 |
$34,000 | $50,000 |
$31,000 | $48,000 |
| Black |
18 | $842,000 |
$40,000 | $118,000 |
$36,500 | $74,000 |
| Hispanic |
1 | $32,000 |
$32,000 | $32,000 |
$39,000 | $39,000 |
| Information not provided by applicant in mail or telephone application |
1 | $65,000 |
$65,000 | $65,000 |
$32,000 | $32,000 |
| Not applicable |
11 | $1,912,000 |
$124,500 | $509,000 |
$117,500 | $161,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
111 | $5,847,000 |
$45,666 | $410,000 |
$41,666 | $219,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
147 | $8,916,000 |
$57,000 | $509,000 |
$46,750 | $219,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
51 | $2,155,000 |
$35,000 | $118,000 |
$41,500 | $124,000 |
| Application Withdrawn By Applicant |
21 | $778,000 |
$41,000 | $63,000 |
$53,000 | $104,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
65 | $4,136,000 |
$54,500 | $410,000 |
$45,000 | $219,000 |
| Loan Purchased By The Institution |
10 | $1,847,000 |
$184,000 | $509,000 |
$74,000 | $131,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
39 | $1,640,000 |
$34,500 | $118,000 |
$40,000 | $124,000 |
| Debt-To-Income Ratio |
9 | $387,000 |
$42,500 | $71,000 |
$35,000 | $102,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $65,000 |
$65,000 | $65,000 |
$73,000 | $73,000 |
| Unverifiable Information |
2 | $63,000 |
$31,000 | $40,000 |
$60,000 | $92,000 |
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Mortgage Loan App Totals for STATEWIDE BANK by:
Metropolitan Area And
County
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