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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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STONEBRIDGE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
STONEBRIDGE BANK |
| Address | 624 WILLOWBROOK LANE
WEST CHESTER, PA 19382 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 198 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $23,575,000 |
| Average Mortgage Loan Amount Applied For | $151,266 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $76,933 |
| Highest Applicant Income | $400,000 |
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| Home Improvement |
56 | $3,054,000 |
$54,000 | $182,000 |
$106,000 | $280,000 |
| Home Purchase |
45 | $8,418,000 |
$187,000 | $850,000 |
$35,000 | $263,000 |
| Refinancing |
97 | $12,103,000 |
$124,000 | $1,000,000 |
$81,000 | $400,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
6 | $952,000 |
$158,000 | $250,000 |
$70,000 | $123,000 |
| Black or African American |
3 | $199,000 |
$66,000 | $150,000 |
$169,000 | $361,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
48 | $11,105,000 |
$231,000 | $1,000,000 |
$1,000 | $93,000 |
| Not Provided |
16 | $2,695,000 |
$168,000 | $400,000 |
$89,000 | $400,000 |
| White |
125 | $8,624,000 |
$68,000 | $458,000 |
$104,000 | $340,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
198 | $23,575,000 |
$119,000 | $1,000,000 |
$78,000 | $400,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $214,000 |
$53,000 | $100,000 |
$107,000 | $135,000 |
| Application Denied By Financial Institution |
2 | $220,000 |
$110,000 | $210,000 |
$14,000 | $28,000 |
| Application Withdrawn By Applicant |
15 | $3,360,000 |
$224,000 | $850,000 |
$75,000 | $400,000 |
| File Closed For Incompleteness |
2 | $80,000 |
$40,000 | $68,000 |
$73,000 | $96,000 |
| Loan Originated |
175 | $19,701,000 |
$112,000 | $1,000,000 |
$78,000 | $361,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
2 | $220,000 |
$110,000 | $210,000 |
$14,000 | $28,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for STONEBRIDGE BANK by:
Metropolitan Area And
County
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