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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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STOUGHTON CO-OPERATIVE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
STOUGHTON CO-OPERATIVE BANK |
| Address | 950 PARK STREET
STOUGHTON, MA 02072 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 127 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $15,758,000 |
| Average Mortgage Loan Amount Applied For | $175,750 |
| Highest Mortgage Loan Amount Applied For | $835,000 |
| Average Applicant Income | $96,250 |
| Highest Applicant Income | $633,000 |
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| Home Improvement |
20 | $284,000 |
$14,000 | $35,000 |
$75,000 | $199,000 |
| Home Purchase |
19 | $5,282,000 |
$278,000 | $835,000 |
$73,000 | $216,000 |
| Refinancing |
88 | $10,192,000 |
$115,000 | $595,000 |
$96,000 | $633,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $55,000 |
$55,000 | $55,000 |
$141,000 | $141,000 |
| Black or African American |
4 | $773,000 |
$193,000 | $508,000 |
$104,000 | $199,000 |
| Hispanic |
4 | $640,000 |
$160,000 | $320,000 |
$68,000 | $97,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
7 | $1,325,000 |
$189,000 | $595,000 |
$268,000 | $633,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
111 | $12,965,000 |
$116,000 | $835,000 |
$78,000 | $394,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
127 | $15,758,000 |
$124,000 | $835,000 |
$89,000 | $633,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $229,000 |
$229,000 | $229,000 |
$52,000 | $52,000 |
| Application Denied By Financial Institution |
4 | $210,000 |
$52,000 | $100,000 |
$100,000 | $149,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
122 | $15,319,000 |
$125,000 | $835,000 |
$89,000 | $633,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $150,000 |
$50,000 | $100,000 |
$112,000 | $149,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for STOUGHTON CO-OPERATIVE BANK by:
Metropolitan Area And
County
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