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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SUBURBAN FEDERAL SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SUBURBAN FEDERAL SAVINGS BANK |
| Address | 2120 BALDWIN AVE
CROFTON, MD 21114 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 708 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $208,605,000 |
| Average Mortgage Loan Amount Applied For | $250,298 |
| Highest Mortgage Loan Amount Applied For | $3,000,000 |
| Average Applicant Income | $135,805 |
| Highest Applicant Income | $1,390,000 |
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| Home Improvement |
39 | $14,987,000 |
$384,000 | $1,770,000 |
$202,000 | $1,080,000 |
| Home Purchase |
426 | $117,612,000 |
$276,000 | $2,567,000 |
$149,000 | $1,390,000 |
| Refinancing |
247 | $76,437,000 |
$309,000 | $3,000,000 |
$154,000 | $1,354,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
13 | $5,358,000 |
$412,000 | $1,500,000 |
$219,000 | $961,000 |
| Black or African American |
105 | $28,263,000 |
$269,000 | $1,000,000 |
$119,000 | $543,000 |
| Hispanic |
76 | $16,477,000 |
$216,000 | $888,000 |
$73,000 | $336,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $847,000 |
$211,000 | $278,000 |
$73,000 | $109,000 |
| Not applicable |
1 | $567,000 |
$567,000 | $567,000 |
$132,000 | $132,000 |
| Not Provided |
57 | $20,815,000 |
$365,000 | $2,450,000 |
$173,000 | $961,000 |
| White |
456 | $136,709,000 |
$299,000 | $3,000,000 |
$171,000 | $1,390,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
677 | $201,645,000 |
$297,000 | $3,000,000 |
$157,000 | $1,390,000 |
| FHA-insured (Federal Housing Administration) |
34 | $7,164,000 |
$210,000 | $364,000 |
$84,000 | $461,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $227,000 |
$227,000 | $227,000 |
$52,000 | $52,000 |
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| Application Approved But Not Accepted |
24 | $3,979,000 |
$165,000 | $508,000 |
$164,000 | $416,000 |
| Application Denied By Financial Institution |
13 | $5,324,000 |
$409,000 | $1,475,000 |
$200,000 | $507,000 |
| Application Withdrawn By Applicant |
74 | $25,379,000 |
$342,000 | $2,450,000 |
$165,000 | $961,000 |
| File Closed For Incompleteness |
17 | $3,643,000 |
$214,000 | $675,000 |
$183,000 | $543,000 |
| Loan Originated |
584 | $170,711,000 |
$292,000 | $3,000,000 |
$150,000 | $1,390,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $1,292,000 |
$323,000 | $958,000 |
$172,000 | $264,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $716,000 |
$238,000 | $650,000 |
$194,000 | $273,000 |
| Debt-To-Income Ratio |
1 | $800,000 |
$800,000 | $800,000 |
$507,000 | $507,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $2,516,000 |
$503,000 | $1,475,000 |
$166,000 | $300,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SUBURBAN FEDERAL SAVINGS BANK by:
Metropolitan Area And
County
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